Idbi bank denied to issue me Rupay platinum
Visited IDBI bank as iam an old customer of theirs and maintain a decent balance in their account .
Asked them to issue Rupay platinum but they said u need to maintain 1 lakh daily to get it when i said okay issue me i already having this much balance , they started to turn things around ,saying why u need card , blah blah
Then that guy talked with some lady sitting at cash withdrawal window she checked in system and said sir we dont have any such card . Simply they were not in a mood to issue that card , dont know the reason …..
Wasting so much time visiting bank i asked them what are the charges to close account and they said plz come back after 1 Jan 😄
tagging our expert any comments plz @abhishek012
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haha there condition is worst then SBI 😂 … there are no charges for account closure just tell them to fuck off and close my account 🙏
IDBI Bank is worst bank
for mobile number change you only need to visit branch no online or ATM machine method just like yes bank I find many similarities between these two banks both are NO banks
Mobile number online change now disabled by almost all banks.
ICICI bank mobile number change now also need to visit branch or ATM machine.
I have applied for this card i. The same bank without any hiccups
Do you get 2 rewards point (0.50%) on per 100 spend ?
"@hackerboys":https://www.desidime.com/users/...49 you can also complaint to IDBI bank through twitter or bank nodal officer.
I am sure you will be treated like a VIP after the complaint. 😀
Also told them you are a premium customer, you have lakhs of rupees account balance. 😀
i already did that they dont even replied to my mail . Worst bank ever .
VIP to door wo logo ke pass print krne ke liye passbook bhi nhi h , bolte h internet banking to h na apke pass 😄
Idbi bank website user interface is so confusing if you want something like account statement. You will have to try multiple times to get it. That’s what they call security
😨
that card doesnt have the 1L balance criteria. the yearly charges come around 350rs. i was issued the same card when i opened the account, which was around 6 years ago,
IDBI Bank go mobile app does not get activated through net banking
also it requires the phone to have a password or pattern to access their app
@abhishek012 you describe short in english ,please ? 😄
IDBI bank go mobile app not showing internet banking to activate any other way to do it apart from debit card
request physical password from branch
Today went to IDBI Bank to find out about RuPay Platinum requirements. Basically you need Savings account MAB ₹50000 for them to issue RuPay Platinum or an FD of ₹5 lakh, then any amount in savings account will do. Basically they want total Relationship Value (TRV) of 5 lakh across savings and current accounts and FDs.
The lady there handed me this paper: https://www.idbibank.in/pdf/soc/HNIPowerPlusNov...
Would have opened an FD too except that their FD interest rates are nothing impressive, always on the lower side.
I guess you can withdraw those 50K from IDBI once the RuPay Platinum card is issued. Are there any charges then? The minimum balance must be quite low than 50K for IDBI. Anyone with more info?
Update: Looks like for this type of account, the MAB itself is 50K. Then we can't keep lower balance. My bad.
Bhai sahab they will deduct 150 Rs. plus Rs. 27 gst penalty every month you will gain Rs.100 through amazon offer total loss every month will be 77 rupees
** Leave it if you think they are not interested: suggestion
IDBI go mobile app still not getting activated through net banking
Anyone able to get Rupay Platinum dc successfully from IDBI?
IDBI Bank has revised FD rates. Special 700 days FD @ 7.25% and 8% for senior citizens although IndusInd is better at 7.50%. If you create a 5 lakh FD now in IDBI, you can get a RuPay Platinum DC and don't need to maintain 50K balance in PowerPlus savings account: https://www.idbibank.in/pdf/soc/HNIPowerPlusNov... If RuPay offer is renewed after March, would be the perfect time to open an account.
Another option seems to be Super Savings Plus account: core-Super-Savings-plus-account.pdf (idbibank.in). Has MAB requirement of ₹25K, not ₹50K and issues RuPay Platinum DC.
IDBI bank issue RuPay Platinum contactless debit card.
By the way online apply option is not available in IDBI bank ?
You can also contact through RuPay support on twitter, they may help you.