IDFC Bank Payment missed Rs 10000 of the Total Due

Wait till statement gets generated. There're bound to be hefty charges tacked on. Once you have the statement, then it depends on your relationship with the bank. It's unlikely they'll reverse the entire charges, since the penalties will be high, and will be lucrative, especially near March end. However, you can probably negotiate a lower penalty amount. If you're a wealth customer or have good standing otherwise, maybe talk to your RM and he/she may help in getting the charges waived (unlikely) or reduced (more likely). Take this as a teachable moment. Be careful of payment schedules and amounts in future.

Please share the customer care number for idfc credit card

marumuganainar wrote:

Please share the customer care number for idfc credit card

be ready to close card - in case they do not budge

total waive off unlikely and unreasonable too as u used Credit free facility for pretty long days so try to negotiate to some 1% interest charges per month

you had huge unbilled which worsened problem;

but looking at your spends they will offer u some discount

Check statement for cc number or card backside

marumuganainar wrote:

Please share the customer care number for idfc credit card

Try To Cry In Phone Call And Convince Them They May Waive Off... Also Tell Them This Is First Mistake And Next Time It Won't Happen Again

UnderNation wrote:

Try To Cry In Phone Call And Convince Them They May Waive Off... Also Tell Them This Is First Mistake And Next Time It Won't Happen Again

caks2006407 wrote:

be ready to close card - in case they do not budge

total waive off unlikely and unreasonable too as u used Credit free facility for pretty long days so try to negotiate to some 1% interest charges per month

you had huge unbilled which worsened problem;

but looking at your spends they will offer u some discount

Check statement for cc number or card backside

I find the number

1860 500 1111

marumuganainar wrote:

I find the number

1860 500 1111

caks2006407 wrote:
any update?

I'm waiting for a statement to arrive tomorrow

Just now I know the financial charges of Rs.13019.51 including GST

Tomorrow I call and reply

abhispree wrote:
Keep autopay on to avoid such situations in the future

akki.akki wrote:
Not every card can be paid thru auto pay. Only same bank' s card can be paid thru auto pay. like axis cc cant be paid with with idfc bank account.
Instead select a date in the month say 15; now dues of all the CCs on this date only irrespective of actual payment due date. this way headache will be reduced.

Finally called today and requested for reversal has taken

Subject to approval

@marumuganainar673

lol dont worry open idfc app and hit on top left corner click on relationship there will be a contact call him/her tell your story they will help you out as this is your first mistake dont worry idfc is very resanable their staff is good incase there is no number there go to the closest branch and talk there she/he will get it on email and help you out 

you should turn on auto pay in their app

woodfield753 wrote:

@marumuganainar673

lol dont worry open idfc app and hit on top left corner click on relationship there will be a contact call him/her tell your story they will help you out as this is your first mistake dont worry idfc is very resanable their staff is good incase there is no number there go to the closest branch and talk there she/he will get it on email and help you out 

you should turn on auto pay in their app

marumuganainar wrote:
No relationship manager assigned

if its not showing in the app open netbanking it may show there 

or else go to branch 

Can anyone help me with Idfc debit card