IDFC Credit Card Application Experience
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Can someone share how many days it took from the date of filling the form online till credit card delivery?
How many days at each stage – verification visit, etc
Also which variant did you get?
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it will be rejected most probably. Same happened with me in November.
IDFC Millenia.
Applied, video KYC on 15 feb.
Verification, approval and Card details on App on 16 feb.
Fastest process.
Wow
What’s difference between all these Variant.. what’s eligibility criteria?
same here. IDFC RM calls me and tells me I have a “pre-approved” CC and offered it LTF. He applied and sent me a rejected screenshot. I complained to their upper management and got my CIBIL Enquiry removed from the enquiries after a few dozens of emails and a free CIBIL one month subscription paid in Amazon GV from them.
I checked in idfc website and it says I am eligible for select credit card.. but i Better like if I get wealth credit card.. is there any way?
Will there be a hard enquiry if we check in idfc website?
Are they providing wealth card of c2c basis?
Based on my experience, they are measuring criteria based on your cc with highest credit limit. While applying on c2c choose the CC that has given you highest credit limit
Applied and got virtual card details in a minute. Physical care received in 3 days .
Thought the process is same for my wife and applied, but asked for Documents. Got Rejected in 3 days due to address issue.
Do U Have Any Account With Them?
Do we need to have IDFC account to have the CC ?
No bro.
For any private bank cc, you don’t necessarily need to have cc
Not sure about psus
Hey @jain01010199
I applied for the CC on 25th Feb, I see the status is in “Application verification” . Tried connecting with customer care, they are saying wait for 1 more day for max 8 days completion,
Does it take such a long time?
It says IDFC select but the date keeps on pushing by 2-3 days.
Whom should I connect on the next steps? @piyush2251 @utking @AJ89
Try twitter. I am acc holder and got pre approved offer so for me cc generated instantly without any doc
My experience has been brilliant. I got Application No. at 6:03 pm today and have just made a transaction using the newly issued card at 6:39 pm. IDFC Classic it is. Extremely fast processing time. The card was issued at 6:25 pm.
Who knows they change their mind and take back the card? So, I made the first transaction immediately. Lol
Started application on 29th Jan, submitted on 2nd feb, same day video kyc and physical verification. Tentative delivery date was 9th Feb.
But since then, no progress. Just the date keep getting postponed daily. Stuck at “credit review” stage.
Regarding variant I added another card of 5L limit, so was expecting wealth. But they offered select and asked for bank statement. My 3 month salary was split in 2 banks and so I could not upload both. Now a days the status shows classic card. Didn’t get anything so far.