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IDFC Debit Card from Signature to Platinum from Aug 26

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In case of renewal, loss or replacement of your existing Debit Card, a new Visa Platinum Debit Card will be issued with effect from 26th August 2022

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Deal Lieutenant Deal Lieutenant
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Time to close.

Deal Subedar Deal Subedar
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They are not converting your card into platinum, they are saying if you reissue card you will get platinum card, most banks give platinum for 25k mab.

Current cards will stay as VISA Signature only.

Generous Generous
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Yes thats whats mentioned in post.
Benevolent Benevolent
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Same Personal accident cover in platinum card too... No problem
Deal Cadet Deal Cadet
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What is the benefits of visa planitum card?

Talk-Of-The-Town Talk-Of-The-Town
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Renewal too....?
Generous Generous
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Yes . They just making platinum as default card for 25k. In anyway if existing card is reissued , it will be platinum
Deal Cadet Deal Cadet
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I wanted to downgrade to visa classic. Called the customer care, they said downgrading an account is possible only by visiting a branch.

Finance Ninja Finance Ninja
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Yes, It takes less than 10 minutes. Employees will insist you to continue but they'll give in.
Just sign a few forms and your account will be downgraded within hours
Helpful Helpful
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Any major difference between signature and platinum?

I can think of only BookMyShow offers and occasionally visa website's freebies.

Deal Lieutenant Deal Lieutenant
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lounge access
Deal Captain Deal Captain
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Had they offered rupay platinum, everyone would have cancelled and applied
Generous Generous
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smile only if it start working on Amazon .
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Benevolent Benevolent
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what's the benefit of signature card ?
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Deal's Advocate Deal's Advocate
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Is there any charge on idfc first bank ATM card have 25k mab signature card old user since October 2021 maybe ? ATM withdrawal? As per I know it is free and unlimited . But I call today cc said Per day 10 transaction free at home atm mean idfc atm . And free 8 at other bank atm . But 

Max 10 transaction free either case .

If anyone know it correctly then tell what is correct 

Helpful Helpful
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Debit card lounge access reduced to 1 per quater for new cards issued or renewals 

Deal Subedar Deal Subedar
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Yes because its a platinum card.

Signature card had 2 per quarter
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Deal Newbie Deal Newbie
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Do existing Platinum Card holders get lounge access facility?

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