https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9986102
Is any app still giving cashback on paying with idfc dc? For paying cc billsÂ
IDFC Debit Card Once Again Devalue (Now Capping on Reward Points)
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IDFC Debit Card Once Again Devalue (Now Capping on Reward Points):
Yeh IDFC ko back dates me t&c update karne ki adat hai lagta hai.
A monthly reward point accrual capping will be applicable based on user’s program membership. (w.e.f. 1st December 2023)​​​​​​​
Type of Program |
Monthly Point Capping |
|
General |
8,000 |
|
Select |
30,000 |
|
Wealth |
50,000 |
|
Private |
5,00,000 |
Source:Â https://www.firstrewards.com/content/terms-cond...
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Other old info -
Please note: Payment to Mutual Funds, Insurance, Financial Institutions, Security Brokers, Dealers, Wallet Uploads, Quasi Cash, ATM Withdrawals, Credit Card Payments and Account Transfers transactions are not a part of FIRST Rewards program.
The transaction categories are identified through Merchant Category Codes (MCC), defined by the network, e.g. Visa, MasterCard and RuPay.
IDFC FIRST Bank does not define the merchant category. The merchant category codes that are excluded from FIRST Rewards Program are mentioned below:
Merchant Codes |
Merchant Categories |
|
6300 |
INSURANCE SALES AND UNDERWRITING |
|
6012 |
FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES |
|
6211 |
SECURITY BROKERS/DEALERS |
|
6051 |
QUASI CASH |
|
6540 |
WALLET UPLOAD |
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9880761
Idfc nirmal dc ka reward point kaise milra hai.. i mean point system.. mujhe 7350 mila 150k par.. ye number sahi hai kya ya jyada karna padega
Pahle 50k par 2 point per 150 means 666.67 point
Next 100k par 10 point per 150 means 6666.67 points
Ye 8k kaha hua?
Lagta hai
https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9880792
its 10 points per 100 after 50k, not 150Â
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https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9767825
I have recived courtesy points of 9944 check in your accountÂ
https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9771119
where are u doing these transaction to get points?
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https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9767610
Are you talking about RBL VISA SINGATURE PLUSE DEBIT CARD 🤔🤔🤔
https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9751858
Can I use idfc dc with cred? Will it count for reward points? I usually don't have high cc payments but this month 2L payment
https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9752041
No.
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https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9744388
Eligible trnxs k RPs dete nhi Giftcard 500 se jada k h nhi, fee bhi chiye inhe saath ke saath RPs credit 28 days ke baad itna time kiske pass h🤣🤣
https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9764988
Which debit card
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https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9743655
IDFC normal account holders debit card -Â Spend 1.5L to get 8000 points which comes to 1.33%.
https://www.desidime.com/discussions/idfc-debit-card-once-again-devalue-now-capping-on-reward-points?page=1#post_9743758
Where to spend. Ye to batao bhai. Normally, who spend 1.5 lakh by Debit card monthly.
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Where to spend. Ye to batao bhai. Normally, who spend 1.5 lakh by Debit card monthly.
But better hoga RBL Signature+ debit card le lo, no restriction and use everywhere and get 2% for credit card bill payments, Wallet loading or any e-com transactions.
Can u share the details bro. I seen only 1 percent for all ecom trx.
Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:
Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.
Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.
In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%
And next year onwards you get (5K + 5K)/5L ~ 2%
If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)
GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.
If you want to know where you spend RBL Signature+ debit card -
Paytm app - direct use debit card for cc bill repayment or Paytm wallet load
mobikwik app - cc bill repayment
CheQ app -Â cc bill repayment
Bajaj app - cc bill repayment
Payzapp app - cc bill repayment
Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)
Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.
Slice wallet - load and spend anywhere via Slice wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.