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IDFC first bank is Offering Zero balance account to some Credit Card holders

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Deal Subedar
neehesh

They are offering 10k mab account for free.

Screenshot2023-02-24-20-17-47-146012fa4d4ddec268fc5c7112cbb265e7


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@neehesh

can you share the link i would like to try it

Helpful Helpful
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Opt for it, if you feel the need

Finance Mentor Finance Mentor
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How much for renewal of debit card, heard it is a princely sum?

Mobile Guru Mobile Guru
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You can opt for it if you got very limited number of savings accounts but can't remember when's the last time IDFC had some good (/any kind) offer on debit card or credit card. 

Benevolent Benevolent
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Every year offer: 10%CB upto 2500 and credit card payment is counted

Edit:1%CB

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Finance Mentor Finance Mentor
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What are the issuance (if not FYF) and renewal fees now for idfc debit cards?

Deal Newbie Deal Newbie
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Got the offer but when opening the link, its showing 25k and 10k mab account only.

Deal Lieutenant Deal Lieutenant
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I too got the offer. Which debit card will they offer and are there any annual charges. They mentioned debit card issuance charges Nil but  nothing about the annual charges.

Mobile Guru Mobile Guru
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Most probably VISA classic (Same as 10K MAB accounts) with 199 Annual fee @Agnivo007

Edit: Charges could be Nil even for new accounts. Back in 2022 they announced debit card charges (199 for classic, 499 for signature*) for all accounts, then exempted old users after user backlash but on bank portal it is still no sign of Annual fee if 10/25k MAB is maintained (otherwise 100)

Savings Account Fees & Charges | IDFC FIRST Bank

Deal Cadet Deal Cadet
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at account open page not show 0 balance acount show only 25k and 10k ac how to open 0 balance

Cool Cool
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I also received same message but when I click on link, at last they ask to select any one account - one have 25k mab and another have 10k

Screenshot20230225094942Chrome

Deal Newbie Deal Newbie
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Got the same offer but the application page doesn't show zero balance. I really don't need another account. But I can move my daily expenses account from kotak 811 to here as this gives a little better savings interest. (and get a free rupay platinum card if possible as I don't have a rupay card).

Savings Mentor Savings Mentor
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Beware of hidden charges in IDFC First Bank. Last year when I opened ₹5000 MAB Vishesh account there, the debit card issuance fees were listed as nil and there was no mention of annual fees. Later on they quietly revised the pages, made the issuance charges ₹500+GST for debit card, and annual charges ₹300+GST, didn't inform customers of any revisions in charges (which is mandatory as per RBI rules - 30 days notice must be given).

Even worse, they retroactively charged my account ₹500+GST although it was opened months earlier when they had "nil" debit card issuance fees. It was only after complaints, escalation and threatening to complain to RBI that they reversed the DC issuance charges. But this is so wrong. There should be absolute transparency in charges. They are again not mentioning annual charges in this offer.

Deal Newbie Deal Newbie
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Anyone got successfully opened 0 balance account?

Helpful Helpful
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i received whats app message, but i don't need

Post Tycoon Post Tycoon
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Please share account opening whatsapp link

Deal Newbie Deal Newbie
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Can you please send apply link

Helpful Helpful
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please send apply link

Deal Newbie Deal Newbie
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Hello Bhai log agar kisi ke pas ye MSG aay hai aur link pe click karne ke baad first image me jaisa show ho rha hai to repay de Mera 2nd image me show ho rha IMG20230226182002 Screenshot2023-02-26-18-21-57-757com.android.chrome

Deal Newbie Deal Newbie
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Did you get this 0 mab account option after entering OTP ?

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Savings Mentor Savings Mentor
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You already have a savings account with us. To enjoy full benefits of your savings account, login to netbanking and explore a range of savings products that suit your needs.

Helpful Helpful
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@neehesh

Have you opened an account if so can you guide no links are working is it really user linked?

Deal Subedar Deal Subedar
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I got the link on WhatsApp and successfully opened the account. Maybe you will also get WA message if you are eligible

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Savings Mentor Savings Mentor
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To anyone who's receiving this offer, none of you already have IDFC First bank account right? Only the ones who have just the credit cards are getting it?

Commentator Commentator
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Yes

Post Emperor Post Emperor
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Hi R

Welcome to the IDFC FIRST Bank family!

Your account details are:

Customer ID - 10xxxccc

A/c number - 10xxxxxxc

Average monthly balance requirement: Rs. 0

Download and register on our Mobile Banking App in a few steps

- Download the IDFC FIRST BANK Mobile App

- Enter your registered mob. no.

- Select your SIM & authenticate

- Enter your customer ID

- Setup MPIN & login securely

Complete video KYC, fund your account with required AMB to enjoy full benefits of your account.

Commentator Commentator
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Got the same message. Double confirmed from customer care through mail.

But what about debit card annual charges??

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Deal Newbie Deal Newbie
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Hello everyone please clear doubt about debit card change there are No changes of any account including o mab offer account currently

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