Hot Deal

IDFC FIRSTAP Sticker Now Available To Apply In App

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Benevolent
UnderNation

IDFC FIRSTAP Sticker TAP & PAY Up To 5000/Txn.

Introductory Offer :: 99 + GST ( Debited From Savings )

Rupay Abhishek Discussion :: https://ddime.i...U2

Idfc Official Link :: Click Here

NOTE ::

1. Present No Yearly Charges ( Confirmed By Customer Care )
2. Rupay Platinum Variant Will Be Issued ( Proof , Check 3rd Faq Clicke Here )
3. It Will Be Issued As Add On Card, Seperate Debit Card Numbers Will Be Issued , Can Be Used Online Upto 1 Lakh , Card Numbers Can Be Found In Idfc App.

@abhishek012

WhatsAppImage2023-03-10at3.16.39PM

mergefromofoct1

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  • Last updated by: quantum
159 Comments  |  
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Budding Star Budding Star
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good share bro..

Deal Cadet Deal Cadet
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is it eligible for amazon 20% off wallet load?

Cool Cool
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It will work since it is rupay platinum variant BUT this amazon 20% cb program might be discontinued soon and we have to pay annual fees if we get this card now.


Current DC charges are already free but this card is chargeable.

OP mentioned that it is addon card. So, we might have an option to close this card. But, I am not sure about it.

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Savings Mentor Savings Mentor
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Thanks @UnderNation for tagging me. Ordered.

It says "Thank you for placing issuance request for FIRSTAP. It will be delivered to your communication address in 7 working days. Please get in touch with our contact center for any assistance."🙂

No amount debited yet from my IDFC First savings account.

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Deal Subedar Deal Subedar
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If I understand correctly,  this is a debit card which can be stuck to a phone and have  tap and pay facility... right ?

Savings Mentor Savings Mentor
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Right! It should make non-NFC phones NFC compatible but only the way a debit/credit card is (passive NFC), not like native/active NFC built-in into the phone. And require IDFC First savings account obviously.
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Finance Ninja Finance Ninja
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1670471099076

1670471099640

1670471099958

1670471098867

Community Angel Community Angel
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Yday worked in az offer?

Beneficial only if az offer extends.

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Benevolent Benevolent
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Finally @abhishek012 U Got Images, If U Know Bin Number And It Is The Same As Old Idfc Debit Card , Then Pls Tell Us, Will Tell Friends To Apply This Sticker. ( May Change 99rs Price Soon )

Helpful Helpful
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I want to try this 🥹, but no IDFC account.

Deal Subedar Deal Subedar
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Do we get a Card number for this one ?

Benevolent Benevolent
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Yes , Card Numbers Will Be Available In Mobile App
Benevolent Benevolent
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I heard that there was one ring also with similar concept NFC payments.
Finance Ninja Finance Ninja
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Sirf ring nhi, clothes pe, jewellery pe, keychain pe, friendship band pe. har chiz me aayega, puri lambi list hai. 😛

Lakho rupees k price award diye gaye the, last year yeh sab concept ideas jo logo ne diya tha.

Jo logo ne jeeta nahi woh logo ne bhi share kiya tha apne ideas baad me open public domain me.

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Finance Ninja Finance Ninja
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@posiedon

Deal Cadet Deal Cadet
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I havev IDFC VISA PLATINUM CARD as I opened senior citizens 25k min balance account. I sent a email to customer support asking for rupaye platinum wearable. They said not possible only for existing rupaye platinum physical card holderd. 

However they gave s visa credit card with no application process documents with 88000 limits. So ok with that. Idfc gave me ₹500 Amazon pay voucher for spending 15k with in 60 days and another ₹ 250 Amazon voucher too just like that. 

Please Tag if this Amazon offer gets renewed. Then will start a campaign to collect atlaesst  4-5 more


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Finance Ninja Finance Ninja
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Axis bank, SBI bank, HDFC bank, Federal bank, Yes bank, Equitas bank, IDBI bank ko bhi yeh Add-on Sticker debit card lane chahiye RuPay Platinum par.

Jaldi se card dete nahi hai yeh sab bank ya phir branch se lena parta hai.

Deal Cadet Deal Cadet
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Very true bro , I tried at yes bank but failed to get so I closed existing master debit card. HDFC also refused to issue rupay platinum debit card.

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Savings Mentor Savings Mentor
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Hello all, I will try to answer some questions based on the DMs I am getting and the questions I am seeing here. Info is based on my actual experience of getting the IDFC First WOW! Card.

Q1. How to get it?
A1. Initially it was invite-only when it launched. I don't know or am not sure if it's still invite-only but the option just showed up in the app for me one day and was getting spammed by SMS daily and constantly. I had recently opened IDFC Savings account and had created huge FDs of 10 lakh there.

But those 10 Lakh FDs did not work as they were set to close upon maturity and the interest was to be credited to my savings account (not compounding or re-invest the interest). They have specific FD terms and conditions for this card (auto-renewing, compounding interest/re-invest mode FD). The FD creation and getting the WOW! card based on that FD limit is integrated into a step-by-step multi-page process in the app and net banking. Once you see the option to get the WOW card, you just finish it step-by-step, it will set up the FD with all the correct options including duration etc required for the WOW card. You just have to enter the FD amount.

Your existing or other FDs in IDFC First Bank are entirely unaffected by this FD created specifically for this card, and you can close/renew them independently. Interest rate of any FD is obviously what the CURRENT FD interest rate is.

Q2. Does it have cibil hit?
A2. Yes it does despite being a secured card. In the month that I got the WOW card, in fact, on the same day, there was a cibil hard enquiry by IDFC First of the same amount as my FD. However the CIBIL score did not come down despite the enquiry. (A CC enquiry has a low impact on CIBIL anyway). What matters really is making on-time payments. Also, the card is approved/generated instantly. There's no question of approval, credit assessment or any eligibility check. It became instantly visible in the app and net banking and was delivered within a week.

Q3. How long do I have it?

A3. I have the card since September 2022. Naturally the FD is liened.

Q4. Being Visa Infinite, does it work on Thriwe for Amazon Prime 3 months or BigBasket voucher of ₹250?

A4. Yes it works. It worked for me. The card was accepted on Thriwe, it generated a Membership ID code/pass which I could enter in the Thriwe app to get benefits. In fact, this was the 2nd card which worked for me (and the first credit card) after Yes Bank's World Premia Elevate Debit Card also based on Visa Infinite.

Q5. Why did you get a secured CC? Are you dumb/stupid to get an FD-backed card? 🤣
A5. I have 13 unsecured CCs from 10 different banks so getting unsecured CC is not a problem for me. I only got it because unlike other bank's credit cards, it is a unique offering from IDFC First Bank. This card is not available as unsecured at all whereas for other banks, most cards come in both secured and unsecured variants. Secondly, some of the benefits on this card are not available on other IDFC First unsecured CCs. 0% forex was really useful to me - I did lot of eBay, Amazon USA, BestBuy, Walmart, Temu transactions and shipped my shopped items to my relatives/friends in US. The card worked every time reliably (remember to pay in LOCAL currency of that country, which means FOREIGN currency for us Indians, i.e. dollars in case of USA.) Due to 0% forex, you get the Visa $ to ₹ exchange rate which is same/close as what we see on Google. There are no extra charges. Remember to not pay in Indian Rupees (INR) for international transactions or you will be charged the dreaded DCC charges (Dynamic Currency Conversion) even with a 0% forex card.

Q6. Any downsides to getting this IDFC First Bank WOW credit card?
A6. Yes one downside is you become ineligible for pre-approved offers for UNSECURED credit cards from this bank. Also, you can't apply online any more for unsecured credit cards like IDFC First Millennia, Classic, Select, Wealth, Private etc. That being said, I did have a conversation with IDFC First bank employees about this and they said they have an official policy of allowing one secured card and one unsecured credit card as long as the unsecured one is applied for before the secured one. In fact, I know a few people who have IDFC First Select or Classic and THEN applied for the WOW! card and they have both cards now.

I plan to apply offline for unsecured IDFC First CC now on C2C basis (hopefully Millennia, Classic or Select). But the reward points on IDFC First Bank CCs are not that great, there's now a ₹99 reward point redemption fee for ALL CCs including First WOW! since Oct 2022. So this makes almost all the IDFC First Bank credit cards kind of less worthy for me unless they have some unique and killer benefit.

What stands out in case of the WOW! Card for me is: 0% forex (other IDFC cards don't have this and even in case of other banks, the HIGHER END premium cards only have 0% forex e.g. RBL World Safari which is very hard to get as LTF). Another good thing of this is reliability - it always works for international transactions (unlike say SBM Bank Niyo Debit card or Jupiter or Fi debit cards which sometimes fail). Also, IDFC First Bank customer care is very good if there's ever a credit card fraud or emergency in case of fraudulent international use. They will be quick to block it and not charge you. I keep international transactions off on this card unless I have to do any purchase. Lounge access is NOT there for this card, neither railway nor airport but my other 11 unsecured cards have it covered. You do get free Roadside Assistance. All the usual IDFC First Bank cashbacks and bank offers work on this card - I got huge cashbacks in November/Diwali season for some promotion I didn't even knew existed, I just did my usual shopping with it, and recently used a lot of IDFC First CC offers on Yatra .com to get 20% off on bus bookings with this card.

Deal Cadet Deal Cadet
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Bro. How much FD amount is just sufficient to fulfill overseas spending. Can I select that tenure where maximum rate of interest prevail at that time or it is auto renewed yearly. I means to say if I pick a 3 years lock-in period where r.o.i. is 8%. If bank do fd on yearly basis where r.o.i.  is 6%. There's is loss of 2% in interest term. If calculate on 1 lac , there is a loss of ₹2000 in terms of interest. Life time free is gimmick.

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Benevolent Benevolent
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1.apart fron 99+gst is there any type of annual/recurring charges for firstap sticker ? ( considering dc is free)
2. does it work on amazon 20% load money offer ? 
Benevolent Benevolent
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Customer Care Told Present No Yearly Charges... In the Future They May Charge Or Not , We Can't Tell..

No One Knows This.. Wait Till Next Friday For Update

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Savings Mentor Savings Mentor
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My Firstap debit card got delivered today. I have 5K MAB IDFC Vishesh account. This card is tiny. Roughly 1/4th the size of a normal debit/credit card. I glued it to the back of my phone because that's the only object I carry with me everywhere I go besides my wallet. Hopefully it won't come off ever or fall off the back of the phone - that's always a worry.

The glue on this thing is very weak - it feels like it will fall off easily from the back of even a metal phone with no cover. The app has setting for online, offline and contactless transactions so Amazon RuPay offer may be possible if the BIN is supported.

Helpful Helpful
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Is this firstap working for today's Amazon add money offer? 

Cool Cool
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@abhishek012
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Savings Mentor Savings Mentor
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Firstap card not working for RuPay offer. Most probably the BIN is not added yet.

Finance Ninja Finance Ninja
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Lots of new RuPay Platinum BIN issue last year.

sab ka list banana parega, jo jo kam nahi kar raha, complaint karne k liye. 😀
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Savings Mentor Savings Mentor
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Amazon support is hopeless, useless and pathetic. They are competing with SBI cards customer care to see who can hit rock bottom. They don't know these days about the RuPay offer and when shown the link, they often say that the offer has expired. 😂 Totally incompetent nincompoops employed by the company who are good for nothing.

Benevolent Benevolent
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@quantum Can U Add In Deal Wiki , Amazon Wallet Load Working From Today smile

Deal Cadet Deal Cadet
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Applied sticker today morning, will it be generated today?
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Helpful Helpful
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Can we apply 2nd card with same account?

Finance Ninja Finance Ninja
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This is add-on debit card.
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Helpful Helpful
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Thanks

Benevolent Benevolent
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anyone applied and got 2 sricker from idfc ?
Deal Cadet Deal Cadet
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I applied and got zero.. getting "error - please try later"
Benevolent Benevolent
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successfully used this on amazon offer
Deal Cadet Deal Cadet
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Is it working on recharge/bill pay offer also?

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Deal Cadet Deal Cadet
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116.82 INR debited..

Deal Cadet Deal Cadet
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Any dimer ask me a question how to convert in to wealth account.

I am sharing my experience here,

Bro. , Keep more than 10 lacs in your saving account.I am waiting for more than 1 year conversion from select to wealth account. I talked to customer care and wrote emailed but all in vain. October 2022, I just surfing idfc app where I found RM mobile number. I called him. In December 2022, he converted my account to wealth savings account. He send a link for consent for me. He said you have to keep more than 10 lakhs in your savings+fd. You can make family account. He said all members of your family can keep 10 lacs jointly. I am just waiting for wealth credit card upgrade.

Deal Newbie Deal Newbie
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still you keep 10L+ to maintain wealth status ?
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Deal Cadet Deal Cadet
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I applied FIRSTap debit card at 1.00 a.m. on 18/4/23 & got digital card at 10.30 a.m. I also used on Amazon and bought ₹10 gift card. It is working smoothly.

Deal Cadet Deal Cadet
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Now anyone able to apply first tap card !! I can't find on app of idfc

Benevolent Benevolent
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cards wale section me
Deal Cadet Deal Cadet
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You can see MAB, here is the screen shot.IMG20230811075401
Helpful Helpful
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Sorry for bumping your old comment, but this onky shows how much AMB you have maintained in a given month & not the AMB which you need to maintain.

Deal Cadet Deal Cadet
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Is it working??

Finance Ninja Finance Ninja
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IDFC FIRSTAP Sticker ? Yes

replyuser
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