If possible what are must have cards??

269°
Deal Cadet
Akshatgo

Hello Fellow Dimers,

Recently I am getting so many call for Credit Card. I just want to know what are the good to have card in portfolio if they come with no to small fees.

Currently have Hdfc Millenia and Tata Neu.

Thanks in advance.


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Deal Subedar Deal Subedar
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Akshatgo hmm if you ask me

1) get SBI Cashback Card (best card for now, ALL ROUNDER IF YOU KNOW HOW TO USE IT)

2) get Axis Airtel Card (best card for airtel users)

3) get Axis Neo Card (for the sake of free Rupay offers as its LTF, if not LTF dont get it)

4) get SBI Pulse Card (if you are RETAIL hotel spender / RETAIL medical shop spender)

5) get HSBC Cashback card (not easy to get for self employed but good RETAIL grocery card, RETAIL HOTEL)

6) get IDFC First Power Plus card (good for HPCL and RETAIL GROCERY or UTILITIES)

7) get Axis Ace Card (for misc RETAILS PURCHASE as it gives 1.5% on any retail)

8) get IDFC First WOW FD card (0% forex)

9) get RBL Shoprite (good grocery card)

thats all i can remember now:) but check some of my posts which i have already it has some good suggestions:) from many people

these are the easy to get card list in mid tire and basic cards:)

Side note: ALMOST ALL OR MOST OF THE premium cards are good:) but sadly renewal fee for premium cards and HARD TO GET NATURE OF IT makes those premium card not mentioned in my comment:)

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Wingman Wingman
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is HDFC Millenia a good card?

Deal Cadet Deal Cadet
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Yes, if you have a limited usage. 

Among few cards which give cashback on almost all transactions.

Only drawback limit of inr 1000 cashback each month


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Deal Subedar Deal Subedar
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Akshatgo hmm if you ask me

1) get SBI Cashback Card (best card for now, ALL ROUNDER IF YOU KNOW HOW TO USE IT)

2) get Axis Airtel Card (best card for airtel users)

3) get Axis Neo Card (for the sake of free Rupay offers as its LTF, if not LTF dont get it)

4) get SBI Pulse Card (if you are RETAIL hotel spender / RETAIL medical shop spender)

5) get HSBC Cashback card (not easy to get for self employed but good RETAIL grocery card, RETAIL HOTEL)

6) get IDFC First Power Plus card (good for HPCL and RETAIL GROCERY or UTILITIES)

7) get Axis Ace Card (for misc RETAILS PURCHASE as it gives 1.5% on any retail)

8) get IDFC First WOW FD card (0% forex)

9) get RBL Shoprite (good grocery card)

thats all i can remember now:) but check some of my posts which i have already it has some good suggestions:) from many people

these are the easy to get card list in mid tire and basic cards:)

Side note: ALMOST ALL OR MOST OF THE premium cards are good:) but sadly renewal fee for premium cards and HARD TO GET NATURE OF IT makes those premium card not mentioned in my comment:)

Deal Subedar Deal Subedar
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Disclaimer: 


I hold most of the cards which i mentioned in the list, like SBI Cashback, Axis Neo IDFC WOW, Axis Ace.. etc


remaining cards in that list are my upcoming list to hunt:P


Pass time: collecting credit cards like pokemon xDDDD 😂

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Deal Cadet Deal Cadet
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Any cheaper charge based or free credit cards that allow a family of 4 adults and 2 kids to the international lounge couple of times in the same month?

Only myself can apply for the main credit card for the rest I can apply add on cards if required.

Please let me know, thank you

Deal Subedar Deal Subedar
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Check SBI Card list, it has some good offers, i dont think any spend criteria is there for lounge access in SBI Cards (i maybe wrong) but check it

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Flame Flame
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One card 14% cashback on offline grocery

Deal Cadet Deal Cadet
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14% ? 

Good...

Is it card feature ?

I hold hsbc cb card, which is giving 10% cb to statement

Is one card also credits rp automatically ?

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Deal Newbie Deal Newbie
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LTF cards I hold:

  1. OneCard
  2. ICICI Amazon
  3. Axis Flipkart 
  4. Axis Myzone
  5. Kotak League
  6. Indusind Rupay Platinum

Paid cards I hold

  1. SBI CB (fee 1000 + GST)
  2. Axis Airtel  (fee 500 + GST)
  3. Kotak Myntra (fee 500 + GST)
  4. Standard Chartered Digismart (fee 500 + GST)
Flame Flame
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Axis myzone is better ot axis Neu? 
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Deal Captain Deal Captain
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I hold

HDFC regalia LTF

BOB Eterna LTF

BOB snapdeal LTF

AXIS FLIPKART LTF

ICICI MMT Anuual fee free

SBI Cashback Paid

SBI BPCL platinum Paid

AXIS Airtel Paid

The most useful among the lot is SBI CB and BOB Eterna

Deal Cadet Deal Cadet
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Is bob eterna gives rp for online education fee ?

If yes, how much ?

And how to get this card ltf ?

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Deal Subedar Deal Subedar
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AMEX MRCC  - for > 1.5lakh to < 2.4 lakh spends a year

Amex platinum travel - for 4 lakh spends a year.

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