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IndusInd Bank Pinnacle Credit Card Upgrade

Deal Cadet


I have IndusInd Bank Legend Credit Card LTF and now have option to upgrade to IndusInd Bank Pinnacle Credit Card with First Year charges ( Maybe 12000+ GST) and 2nd onwards free. Is it worth to upgrade? Any usefull offers?

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Post Emperor Post Emperor
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Indusind legend is the best

Weekend spends you got 2 points for both online and offline

For pinnacle you 1 points for offline spends and 2.5 points for online spends.

For legend you got 4000 points for achieving a 6 lakh milestone.

Spend on weekends and you got more points than pinnacle.

For 6 lakh spends online you got in pinnacle was 15000 points

For 6 lakh spends on the weekend you get 12000 points plus additional  4000 points as milestone benefits ( Both online and offline).
I always use legend in the weekend for offline and online spends and get 16000 points for every year and also roughly you got 2% for both offline and online spends.

Deal Cadet Deal Cadet
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I thought legend is best for normal people like us.
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Benevolent Benevolent
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its not upgrade but downgrade

don't take

Deal Hunter Deal Hunter
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Not worth paying 12k+GST . 

Deal Lieutenant Deal Lieutenant
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I got both, both are useless, pinnacle gives access to get exclusive account without maintaining any balance. Other than that, points are pretty dull for both as better cards are there.

Helpful Helpful
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Legend gives access to select account.

Savings Mentor Savings Mentor
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Btw I am curious how did the bank notify you about the upgrade? Via an email, SMS or in the Indus Mobile app?

Deal Cadet Deal Cadet
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by call 🤙
Deal Cadet Deal Cadet
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Today i notice a eazydiner offer upto 3000 off twice a year with indusind premium card. Any know about this offer?

Deal Cadet Deal Cadet
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They were almost torturing me by constant calls asking me to change from legend to Pinnacle, saying it is way better and everything . Dont fall for it. 

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