@dranurag14 @dranurag14 @vikas240vaghela @VicksJ @Rajrox @neo13 @manehari @Fanil @Venom14 @rxgupt2 @coolguy1 @kushalsaini11ks490 @achilles1201 @MegaMind90
Info for all on NC EMI cancellation IDFC
Couldn't find anything here and just tried.
You can do it from the app itself.
..
3% foreclosure charge seems to be applicable after 7 dayshttps://www.idfcfirstbank.com/personal-banking/...
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@batmanBABA @urmila.contact @ayushgoel @batmanBABA
is there any other charge, like preclosure charge of 3%
No man I got only charges 1%
@Bob_The_Builder @Bob_The_Builder @pentiumd
How to cancel emi from the app ?
Go to Credit Card Page --> select Credit Card --> scroll down to bottom and you will see CREDIT CARD EMIs --> select Manage for converted transaction --> select your EMI --> foreclose EMI --> validate charges and confirm
Idfc emi preclosure charges 3% plus gst within 7 days also
Cannot edit the post man. I wanted to update everyone that IDFC is following malpractice it showed me around 0 charges and then charged me 3% I have raised it nodal officer for waiving off these charges let's see
NC EMI cancellation is almost not benificial, every bank charges EMI processing fee 199 plus GST.Then Forclosure charges being added up.
I think only CIti bank and ICICI NC EMI cancellation is a bit better as citi dont have emi processing fee and sometimes ICICI reverses it.
@dranurag14 @dranurag14 @vikas240vaghela @VicksJ @Rajrox @neo13 @manehari @Fanil @Venom14 @rxgupt2 @coolguy1 @kushalsaini11ks490 @achilles1201 @MegaMind90