https://www.idfcfirstbank.com/personal-banking/...
NC EMI cancellation is almost not benificial, every bank charges EMI processing fee 199 plus GST.Then Forclosure charges being added up.
I think only CIti bank and ICICI NC EMI cancellation is a bit better as citi dont have emi processing fee and sometimes ICICI reverses it.
Cannot edit the post man. I wanted to update everyone that IDFC is following malpractice it showed me around 0 charges and then charged me 3% I have raised it nodal officer for waiving off these charges let's see
Idfc emi preclosure charges 3% plus gst within 7 days also
How to cancel emi from the app ?
Go to Credit Card Page --> select Credit Card --> scroll down to bottom and you will see CREDIT CARD EMIs --> select Manage for converted transaction --> select your EMI --> foreclose EMI --> validate charges and confirm
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is there any other charge, like preclosure charge of 3%
No man I got only charges 1%
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