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Instant Credit card payment methods without 3rd party apps.

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vkrmjeet

Making this post for people who want to make Instant credit card payments in emergency and don’t use 3rd party apps.
These methods are instant in 99.9% of the cases. These methods can be used without having bank account with respective bank.
There is no mediator involved so payment will be processed much faster.

Axis  : send payment to UPI id
cc.91xxxxxxxxxxyyyy@axisbank
where x is registered mobile number and y is last 4 digits of cc.

Icici  : send payment to UPI id
ccpay.xxxxxxxxxxxxxxxx@icici
where x is your 16 digit cc number.

SBI : send payment to UPI id
sbicard.xxxxxxxxxxxxxxxx@sbi
where x is your 16 digit card number
credit : "@abhishek012":https://www.desidime.com/users/676025

AMEX : send payment to UPI id
AEBCxxxxxxxxxxxxxxx@sc
where x is your 15 digit card number.
credit : "@abhishek012":https://www.desidime.com/users/676025

IDFC : send payment to UPI id
xxxxxxxxxxxxxxxx.cc@idfcbank
where x is your 16 digit card number.

HDFC : https://www.billdesk.com/pgidsk/pgmerc/hdfccard...
this is billdesk portal where you can pay via UPI/net banking Instantly.

Indusind : https://www.billdesk.com/pgmerc/induscard/inde....
you can pay via netbanking/UPI Instantly.

BOB : https://www.bobcards.in/online-payme...tm
It is instant you can by UPI / netbanking / debit cards


Please give input for Other banks also which have similar instant pay methods.  

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Finance Ninja Finance Ninja
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AMEX - 

  1. Add VPA (Virtual Payment Address) of American Express Card UPI as AEBC37XXXXXXXXXXXXX@SC
  2. Please ensure that you put your complete 15 digit Card Number. Amex card number starts with 37
  3. Initiate your funds transfer before 5 pm for next day credit to your American Express Card excluding Sunday and banking holidays.

SBI -

Click on Pay by VPA (Virtual Payment Address). It should be Sbicard.16 digits of your credit card no@SBI e.g. Sbicard.4726420123456789@SBI

Axis -

Your Axis Bank Credit Card BIll Payment UPI ID is: CC.91<Your 10 digit registered mobile number><last 4 digits of your Credit Card>@axisbank

Example: CC.9199875042247269@axisbank

Deal Subedar Deal Subedar
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Any another option for axis cc instant payment. Upi id noy getting verified. Paid with gpay phonepay cred and paytm 7 hrs ago. Nothing credited yet. 

Deal Cadet Deal Cadet
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Thanks for the info bro…

Deal Subedar Deal Subedar
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Informative thread plus1 plus1 VU+++

Comrade Comrade
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If one number or digit is misplaced…. Hell will break loose… 

Hotshot Hotshot
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transact 1 rs first , then check statement . These are instant methods.
You can also save UPI id in phonepe etc and after 1 successfull payment can transact again on that UPI id.
These methods are faster than CRED.

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Crusader Crusader
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Informative thread..Vu. .
Anything for HDFC cc?

Hotshot Hotshot
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hdfc has a billdesk portal , i am not sure it is instant or not.
will update in description.

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Benevolent Benevolent
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Those who want to pay via VPA. try paying 1 rs for the first time. and also consider scenarios like mob number change or card number getting replaced.
Helpful Helpful
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Thanks for sharing this information. Not sure if they are instant but mentioning some billdesk links I have used before

Amex : https://www.billdesk.com/pgidsk/pgmerc/amexcard...

Ref : https://www.americanexpress.com/in/customer-ser...


Axis : https://pgi.billdesk.com/pgidsk/pgmerc/axiscard...

via web https://application.axisbank.co.in/WebForms/axi...

Ref : https://www.axisbank.com/make-payments/credit-c...


IDFC : https://pgi.billdesk.com/pgidsk/pgmerc/idfccard...

Ref : https://www.idfcfirstbank.com/personal-banking/...


Found these too but haven't used before

SBI : https://www.billdesk.com/pgidsk/pgijsp/sbicard/...

Citi : https://pgi.billdesk.com/pgidsk/pgijsp/citicard...

ICICI : https://www.icicibank.com/online-services/click...

Hope it helps

Hotshot Hotshot
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i am not able to edit my post bro , thank you for contributing will add as soon as option become active.

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Deal Cadet Deal Cadet
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Just IMPS it to your card number.

Hotshot Hotshot
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IFSC?

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Deal Subedar Deal Subedar
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paid bob bill via cred, its been 24 hours, still not reflecting…..

First time cred payment is delayed this much

Hotshot Hotshot
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Paid bill on 1 April transaction failed on 5 April. i wouldn’t suggest CRED for BOB.
Even mobikwik & paytm are working fine.

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Crowdpuller Crowdpuller
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axis credit card upi id is not getting verified

Hotshot Hotshot
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maybe contact number problem , if multiple customer id are linked to the same mobile number it happens

Hunk Hunk
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Is there any way to pay Freecharge Pay Later Bill directly without waiting for 5th of every month?

Deal Cadet Deal Cadet
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Does anyone know what is the UPI id for RBL credit card?

Helpful Helpful
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pay through mobikwik for instant settlement to kotak cards

Deal Cadet Deal Cadet
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Very informative. Hdfc took 1 day to credit payments via bill desk
Deal Cadet Deal Cadet
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Sbicard.xxx@sbi is not working

Helpful Helpful
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If it is due date of payment . Then is this method reliable,? Will the bill be settled instantly? Because other method take 2 days to reflect

Deal Newbie Deal Newbie
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Any upi for citibank cc?

Deal Cadet Deal Cadet
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Any updated address for SBI cards upi ?

Finance Mentor Finance Mentor
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Yes, tried today, unknown VPA error... any update? @abhishek012
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