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Instant Credit card payment methods without 3rd party apps.

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vkrmjeet

Making this post for people who want to make Instant credit card payments in emergency and don’t use 3rd party apps.
These methods are instant in 99.9% of the cases. These methods can be used without having bank account with respective bank.
There is no mediator involved so payment will be processed much faster.

Axis  : send payment to UPI id
[email protected]
where x is registered mobile number and y is last 4 digits of cc.

Icici  : send payment to UPI id
[email protected]
where x is your 16 digit cc number.

SBI : send payment to UPI id
[email protected]
where x is your 16 digit card number
credit : "@abhishek012":https://www.desidime.com/users/676025

AMEX : send payment to UPI id
[email protected]
where x is your 15 digit card number.
credit : "@abhishek012":https://www.desidime.com/users/676025

IDFC : send payment to UPI id
[email protected]
where x is your 16 digit card number.

HDFC : https://www.billdesk.com/pgidsk/pgmerc/hdfccard...
this is billdesk portal where you can pay via UPI/net banking Instantly.

Indusind : https://www.billdesk.com/pgmerc/induscard/inde....
you can pay via netbanking/UPI Instantly.

BOB : https://www.bobcards.in/online-payme...tm
It is instant you can by UPI / netbanking / debit cards


Please give input for Other banks also which have similar instant pay methods.  

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AMEX - 

  1. Add VPA (Virtual Payment Address) of American Express Card UPI as [email protected]
  2. Please ensure that you put your complete 15 digit Card Number. Amex card number starts with 37
  3. Initiate your funds transfer before 5 pm for next day credit to your American Express Card excluding Sunday and banking holidays.

SBI -

Click on Pay by VPA (Virtual Payment Address). It should be Sbicard.16 digits of your credit card [email protected] e.g. [email protected]

Axis -

Your Axis Bank Credit Card BIll Payment UPI ID is: CC.91<Your 10 digit registered mobile number><last 4 digits of your Credit Card>@axisbank

Example: [email protected]

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Informative thread plus1 plus1 VU+++

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If one number or digit is misplaced…. Hell will break loose… 

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batmanBABA wrote:

If one number or digit is misplaced…. Hell will break loose… 

transact 1 rs first , then check statement . These are instant methods.
You can also save UPI id in phonepe etc and after 1 successfull payment can transact again on that UPI id.
These methods are faster than CRED.

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vkrmjeet wrote:

transact 1 rs first , then check statement . These are instant methods.
You can also save UPI id in phonepe etc and after 1 successfull payment can transact again on that UPI id.
These methods are faster than CRED.

Yes but cred gives atleast... Some coins..in upi nothing we will get... And cred is also instant... Atleast for my cards.... . I use them for offers like zepto, instamart, eatclub.... Vi, my coins are used in that....
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batmanBABA wrote:
Yes but cred gives atleast... Some coins..in upi nothing we will get... And cred is also instant... Atleast for my cards.... . I use them for offers like zepto, instamart, eatclub.... Vi, my coins are used in that....

i haven’t disagreed with you anywhere but this post is made for people trying to pay in case of emergency when they can’t afford any point of failure in between.
People who don't use 3rd party apps.
People who put privacy before some cashback.

These are all direct methods which don’t steal your data and are more trustworthy then CRED.

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batmanBABA wrote:

Yes but cred gives atleast… Some coins..in upi nothing we will get… And cred is also instant… Atleast for my cards…. . I use them for offers like zepto, instamart, eatclub…. Vi, my coins are used in that….

The description says, its for people who don’t use 3rd party apps. pray

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Manitian wrote:

The description says, its for people who don’t use 3rd party apps. pray

Are there any such people on dd?? stuck_out_tongue_winking_eye

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Informative thread..Vu. .
Anything for HDFC cc?

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Those who want to pay via VPA. try paying 1 rs for the first time. and also consider scenarios like mob number change or card number getting replaced.
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sujith8786 wrote:

Informative thread..Vu. .
Anything for HDFC cc?

hdfc has a billdesk portal , i am not sure it is instant or not.
will update in description.

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vkrmjeet wrote:

hdfc has a billdesk portal , i am not sure it is instant or not.
will update in description.

Thanks bro

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vkrmjeet wrote:

hdfc has a billdesk portal , i am not sure it is instant or not.
will update in description.

Instant for sbi and IndusInd via billpay portal. Hdfc internet banking payment for hdfc cc also instant.

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prem4998 wrote:

Instant for sbi and IndusInd

will update.

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vkrmjeet wrote:

hdfc has a billdesk portal , i am not sure it is instant or not.
will update in description.

Paid for hdfc through bill desk.. payment successful… waiting for confirmation sms from hdfc..
Will update again after receiving SMS..

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Thanks for sharing this information. Not sure if they are instant but mentioning some billdesk links I have used before

Amex : https://www.billdesk.com/pgidsk/pgmerc/amexcard...

Ref : https://www.americanexpress.com/in/customer-ser...


Axis : https://pgi.billdesk.com/pgidsk/pgmerc/axiscard...

via web https://application.axisbank.co.in/WebForms/axi...

Ref : https://www.axisbank.com/make-payments/credit-c...


IDFChttps://pgi.billdesk.com/pgidsk/pgmerc/idfccard...

Ref : https://www.idfcfirstbank.com/personal-banking/...


Found these too but haven’t used before

SBIhttps://www.billdesk.com/pgidsk/pgijsp/sbicard/...

Citi : https://pgi.billdesk.com/pgidsk/pgijsp/citicard...

ICICIhttps://www.icicibank.com/online-services/click...

Hope it helps

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Just IMPS it to your card number.

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Spiderguy252 wrote:

Just IMPS it to your card number.

IFSC?

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Random123 wrote:

Thanks for sharing this information. Not sure if they are instant but mentioning some billdesk links I have used before

Amex : https://www.billdesk.com/pgidsk/pgmerc/amexcard...

Ref : https://www.americanexpress.com/in/customer-ser...


Axis : https://pgi.billdesk.com/pgidsk/pgmerc/axiscard...

via web https://application.axisbank.co.in/WebForms/axi...

Ref : https://www.axisbank.com/make-payments/credit-c...


IDFChttps://pgi.billdesk.com/pgidsk/pgmerc/idfccard...

Ref : https://www.idfcfirstbank.com/personal-banking/...


Found these too but haven’t used before

SBIhttps://www.billdesk.com/pgidsk/pgijsp/sbicard/...

Citi : https://pgi.billdesk.com/pgidsk/pgijsp/citicard...

ICICIhttps://www.icicibank.com/online-services/click...

Hope it helps

i am not able to edit my post bro , thank you for contributing will add as soon as option become active.

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vkrmjeet wrote:

i am not able to edit my post bro , thank you for contributing will add as soon as option become active.

Sure thanks, I think in general after 24 hours we will not be able to edit the post.

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vkrmjeet wrote:

IFSC?

It’s a standard IFSC with each bank. Google it.

For eg: for HDFC it is HDFC0000128.

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paid bob bill via cred, its been 24 hours, still not reflecting…..

First time cred payment is delayed this much

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neo_t wrote:

paid bob bill via cred, its been 24 hours, still not reflecting…..

First time cred payment is delayed this much

Paid bill on 1 April transaction failed on 5 April. i wouldn’t suggest CRED for BOB.
Even mobikwik & paytm are working fine.

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vkrmjeet wrote:

Paid bill on 1 April transaction failed on 5 April. i wouldn’t suggest CRED for BOB.
Even mobikwik & paytm are working fine.

us3 bob world to make inatant payment or official partner insure pays

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neo_t wrote:

paid bob bill via cred, its been 24 hours, still not reflecting…..

First time cred payment is delayed this much

My bob bills always reflect after 3 days. Have been paying since November through CRED.

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neo_t wrote:

paid bob bill via cred, its been 24 hours, still not reflecting…..

First time cred payment is delayed this much

You guys should also use Bajaj finserv UPI app.

Sometimes also offer 5% to 10% off on BOB bill payment upto Rs50 or UPI cashback offers on BOB bill payment. Bajaj app use BBPS.

@vkrmjeet;

@rogerthat;

@prem4998;

@Eagle1

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axis credit card upi id is not getting verified

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