Is HDFC Bank UPI RuPay Credit Card worth it if I'm being offered 350rs amazon voucher by the bank?

Deal Newbie

Hi all

HDFC Bank is offering me UPI RuPay Credit Card along with 350rs amazon voucher. However, I wanted to apply for Tata neu cc.  I already hold Milennia cc from them. So, I was wondering is the virtual RuPay cc offered by them beneficial? Also, if I take that virtual card, would I still be able to take the neu card if I apply via the Tata Neu app making it total 3 cards from HDFC bank?


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Vanguard Vanguard
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Bekaar card h, ignore .

Finance Ninja Finance Ninja
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No depend on your usages.

One important benefit is that HDFC virtual only RuPay UPI CC also eligible for e-com 10% discount sales offer.

As we know HDFC bank issue same credit card number for add-on cards.

if you want to use multiple card on HDFC bank e-com 10% sales discount offers then apply HDFC virtual only RuPay UPI CC, you will get another card number.

I personally know that many people are using HDFC virtual UPI CC for discount sales offers.

2nd benefit -

If your HDFC bank core card is Diners club or Millennia card and co-branded card is Swiggy or Paytm.

HDFC maybe not offer you another co-branded Tata neu card (its depend on your luck, few people got 3rd hdfc credit cards too).

So, HDFC virtual only RuPay UPI CC is good for you.


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Post Emperor Post Emperor
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Better apply for tata neu with rupay network

Deal Cadet Deal Cadet
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What is the condition of getting 350 voucher? Is it spends based?

Deal Newbie Deal Newbie
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No bank is offering it post the successful approval/activation of the rupay card (it is being sold as preapproved to me).

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