Hot Deal

Is idfc savings account a good option ?

334°
Deal Cadet
st303

Saw the 7% savings interest and was thinking of opening one account can anybody tell me if its a safe and good option and what is the procedure.

33 Comments  |  
23 Dimers
  • Sort By
Helpful Helpful
Link Copied

It is safe. If you are too worried about it, then keep 5L max.
Aadhaar based a/c opening, followed by videoKYC(pan card+sign)

Deal Cadet Deal Cadet
Link Copied

Is adhaar necessary ? Can’t we open just using pan card ?

View 1 more reply
Deal Cadet Deal Cadet
Link Copied

open with referral to get 250 extra and open online only to get 3k vouchers so benefit of 3250

Benevolent Benevolent
Link Copied

can u share refferal details

View 4 more replies
Deal Subedar Deal Subedar
Link Copied

Check pm

Deal Cadet Deal Cadet
Link Copied

I won’t recommend IDFC Bank! Coming from Banking/Finance fraternity!

Talk-Of-The-Town Talk-Of-The-Town
Link Copied

Can you please elaborate bro

View 6 more replies
Mobile Guru Mobile Guru
Link Copied

Like someone mentioned above, IDFC is a vey good option if your savings will be ~5L or lesser
At least, IDFC is more popular than the other options that offer 7% interest

PS: They do biometric verification (Aadhaar) post account-opening

Tech Guru Tech Guru
Link Copied

Acha bhau, is 7% interest a viable option??? I mean I see, they have decided interest on credit cards for as low as 9%. Profit margin ll be reduced. I believe they are accruing customers, later they have to reduce the interest rate on SB.
In the past DBS Bank had done that. As of now it looks lucrative. Let’s see

View 3 more replies
Deal Cadet Deal Cadet
Link Copied

referral please.
what’s the benefit?
@desisam

Generous Generous
Link Copied

Sent referral

Deal Cadet Deal Cadet
Link Copied

on second step.. aadhar is optional.. what does it mean?

Genius Genius
Link Copied

If you will not mention the aadhar number, the bank will contact you and they will open the account for you.
And if you mention the aadhar number you can create the account instantly.

View 2 more replies
Deal Cadet Deal Cadet
Link Copied

Can we deposit cash in their branches.. as this is digital account???

Deal Lieutenant Deal Lieutenant
Link Copied

I just opened an account. Pm me to know whole process how to open account and what to do after opening account for newbies..

Deal Subedar Deal Subedar
Link Copied

please send me referral benefits

Finance Ninja Finance Ninja
Link Copied

Check pm

replyuser
Click here to reply
Reply