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Is IndusInd Legend CC LTF worth it?

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I'm getting IndusInd Legend CC as LTF if applied through paisabazaar. Is it worth availing?

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PM me if you need the application link

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Deal Cadet Deal Cadet
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Worth it for bank offers, BOGO and some airport longues which want specifically indusind or kotak visa signature card (theres one in bangalore)

Deal Subedar Deal Subedar
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Some people might never get issued due to whatever problems this bank's system may find respect to PAN/CIBIL profile... (personal experience, even through agents)

Critic Critic
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legend101 wrote:

Worth it for bank offers, BOGO and some airport longues which want specifically indusind or kotak visa signature card (theres one in bangalore)

Indusind legend BOGO offer on bms having issues not to mention it is quota based & seeing the way indusind is issuing this card soon it will become like those quota based icici card bms offers which gets over within a few seconds/minute every day.
The PostMighty The PostMighty
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guest_999 wrote:
Indusind legend BOGO offer on bms having issues not to mention it is quota based & seeing the way indusind is issuing this card soon it will become like those quota based icici card bms offers which gets over within a few seconds/minute every day.
Card mein bhi tatkal system Aa Gaya speak_no_evil
Benevolent Benevolent
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useful for lounge access; U can open IndusInd select Zero bal account

BMS offers - never used

Deal Cadet Deal Cadet
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Its of no use basically. I took it for BMS offer but couldn't use it ever due to Quota thing. Closed it within a month.

Deal Cadet Deal Cadet
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Can we upgrade it?

Flame Flame
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I got it 2 months back.. worth for using premium lounge at bangalore airport

Deal Cadet Deal Cadet
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hemant_111 wrote:

Can we upgrade it?

Got upgrade though agent to paid pinnacle in 4 months

Deal Cadet Deal Cadet
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legend101 wrote:

Worth it for bank offers, BOGO and some airport longues which want specifically indusind or kotak visa signature card (theres one in bangalore)

Yeah and that lounge is really good as compared to the other over crowded one

Deal Cadet Deal Cadet
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WhoU wrote:

Yeah and that lounge is really good as compared to the other over crowded one

Yes definitely, they didnt take my amex or diners or icici signature as well, only indus signal worked
Deal Cadet Deal Cadet
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legend101 wrote:
Yes definitely, they didnt take my amex or diners or icici signature as well, only indus signal worked

Same bro and I was relieved looking at the other lounge queue. The only time this card has helped me with something, and for this reason I will keep this card active as long as possible - I travel via that terminal frequently.

Deal Cadet Deal Cadet
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legend101 wrote:

Got upgrade though agent to paid pinnacle in 4 months

Whats benefits of paid pinnacle over ltf legend?

Deal Cadet Deal Cadet
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hemant_111 wrote:

Whats benefits of paid pinnacle over ltf legend?

Priority pass, indus exclusive account 0 balance which gives exclusive debit card (0% forex, BOGO 3 per quarter no quotas, and big basket 20% off from debit card). And 2.5% on online spends. 

It is one time pay of 15k for which you get 12k worth coupopn redeemed against amazon, fk etc.
Deal Cadet Deal Cadet
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legend101 wrote:
Priority pass, indus exclusive account 0 balance which gives exclusive debit card (0% forex, BOGO 3 per quarter no quotas, and big basket 20% off from debit card). And 2.5% on online spends.
But still 12000 rs annual fees for above offer.. is it really worth? As you can get 5% cashback on online spend with SBI cashback card, priority pass with HDFC regalia or other card. Movie ticket are there with IDFC select or wealth.
Deal Cadet Deal Cadet
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hemant_111 wrote:
But still 12000 rs annual fees for above offer.. is it really worth? As you can get 5% cashback on online spend with SBI cashback card, priority pass with HDFC regalia or other card. Movie ticket are there with IDFC select or wealth.
Its not 12k per year, it is 15k one time against which 12k worth coupons are given, then life time free. Net is 5700 pay including gst (but i wasnt charged 2700gst)
Deal Cadet Deal Cadet
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legend101 wrote:
Its not 12k per year, it is 15k one time against which 12k worth coupons are given, then life time free. Net is 5700 pay including gst (but i wasnt charged 2700gst)
Oh then it make sense.. how u r getting charged for gst? And if i want to upgrade then what's process?
Deal Cadet Deal Cadet
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I got this card LTF without paying any joining fee.

Deal Cadet Deal Cadet
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hemant_111 wrote:
Oh then it make sense.. how u r getting charged for gst? And if i want to upgrade then what's process?
They said it will be charged as 15k plus gst after first billing cycle (asked them to charge in next). But they only charged 15k and not gst amount.

Not sure about the process, just got a call, you can call and request the upgrade i guess.
Deal Cadet Deal Cadet
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legend101 wrote:
They said it will be charged as 15k plus gst after first billing cycle (asked them to charge in next). But they only charged 15k and not gst amount.

Not sure about the process, just got a call, you can call and request the upgrade i guess.
Ok thanks.. i will try
Deal Cadet Deal Cadet
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caks2006407 wrote:

useful for lounge access; U can open IndusInd select Zero bal account

BMS offers - never used

what's the process for it?
Deal Cadet Deal Cadet
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Bhalal_Dev wrote:

I got it 2 months back.. worth for using premium lounge at bangalore airport

what's the criteria for premium lounge, never knew these ltf cards work there too
Flame Flame
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noobDealer wrote:
what's the criteria for premium lounge, never knew these ltf cards work there too
Bangalore airport has 2 lounges. One for normal credit cards, one having priority pass or international lounge access. This Induslegends works there very well.. search for 080 lounge on youtube or google maps and see for the pictures. The services are quite good there
Deal Cadet Deal Cadet
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Bhalal_Dev wrote:
Bangalore airport has 2 lounges. One for normal credit cards, one having priority pass or international lounge access. This Induslegends works there very well.. search for 080 lounge on youtube or google maps and see for the pictures. The services are quite good there
Only Indusind and Kotak? Not even IDFC Wealth or Amex?
Helpful Helpful
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Indusind Legend worth availing - Yes

Through Paisabazaar - No

Critic Critic
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Bhalal_Dev wrote:
Bangalore airport has 2 lounges. One for normal credit cards, one having priority pass or international lounge access. This Induslegends works there very well.. search for 080 lounge on youtube or google maps and see for the pictures. The services are quite good there
International lounge require international flight boarding pass so you mean legend works on lounge with normal credit cards?
@WhoU @legend101
Deal Captain Deal Captain
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Off-Topic: How generous is IndusInd in giving credit limit enhencements?

Deal Subedar Deal Subedar
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guest_999 wrote:
International lounge require international flight boarding pass so you mean legend works on lounge with normal credit cards?
@WhoU @legend101

There are 5 lounges. (Maybe more, as things are moving fast here).

Bangalore domestic lounge - Most cards work.

080 domestic lounge - Amex, priority pass and Visa cards from some other banks like indusind, Bob, sbi, AU, Yes bank. (Premium cards from Axis/HDFC like Magnus, reserve, Infinia, DCB keeps getting added and removed. Right now it is added).

Bangalore international lounge - Most cards work.

080 international lounge - only priority pass and business class passengers. (Recently some rumours were that priority pass also not working).

All 4 are at terminal 1.

There is a 5th lounge at terminal 2. It has partner with most banks, but not all, as it is new. But will be available to all soon.

There maybe one 6th lounge coming soon on domestic T2. And then once international T2 starts, it will also get 1-2 lounges.

And of course, there is a vip lounge only for ministers 😂.

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