https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8381137
Is it fine for credit card bill to pay in last date or a day after
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https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8381182
Yes it is but why risk it.. better to pay before due date
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8381212
sri222 wrote:https://www.desidime.com/discussions/you-get-th...?
https://www.desidime.com/discussions/credit-car...?
if you can just provide your summery in golden words that will save us from reading whole threads
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8381227
Yes there is grace period. But pay before or on last date is advisable.
On last date payment, dnt use third party for payments. Either pay directly from netbanking , or imps or neft.
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8381235
3 days Grace period is honoured by some banks. My brother once paid icici bill 2 days after due date. Cibil is clean. Nothing reported. Point to be noted payment done was through cred so it’s instant settlement.
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8381782
Only in case of emergency. Otherwise its not advisable to pay on last date or late
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8381790
Grace period is not applicable in all bank, sometimes they can deny you the grace period if you have regularly done grace period payment in past.
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8381792
bhopali91355 wrote:Grace period is not applicable in all bank, sometimes they can deny you the grace period if you have regularly done grace period payment in past.
They deny but its applicable as per RBI across banks. So one can approach RBI. Banks have to comply with regulator
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8381948
I don’t understand why some people want to deliberately use grace period for bill payment there is a reason a due date is mentioned in bill imo one should pay his bills before on due date, grace period should only be used for payments that stuck or didn’t process on time i.e, one made payment but it doesn’t reflected to card on time
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8382230
rahulsoni0706846 wrote:
I don’t understand why some people want to deliberately use grace period for bill payment there is a reason a due date is mentioned in bill imo one should pay his bills before on due date, grace period should only be used for payments that stuck or didn’t process on time i.e, one made payment but it doesn’t reflected to card on time
because we can
freedom is a virtue that slaves dont 'understand'
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8382383
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demerius2020 wrote:because we can
freedom is a virtue that slaves dont 'understand'
meaning of grace “a period officially allowed for payment of a sum due or for compliance with a law or condition, especially an extended period granted as a special favour” , asking for favour unnecessarily doesn’t mean freedom also doing something inside timeline doesn’t mean someone’s thinking is of slave
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8382750
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rahulsoni0706846 wrote:meaning of grace “a period officially allowed for payment of a sum due or for compliance with a law or condition, especially an extended period granted as a special favour” , asking for favour unnecessarily doesn’t mean freedom also doing something inside timeline doesn’t mean someone’s thinking is of slave
Govt . RBI made financial rule , asking application of that rule is not asking for favor but RIGHT AS A BONAFIDE TAXPAYING PATRIOTIC CITIZEN OF THE REPUBLIC OF INDIA, JAI HIND 👮
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8383651
ULYSSES wrote:3 days Grace period is honoured by some banks. My brother once paid icici bill 2 days after due date. Cibil is clean. Nothing reported. Point to be noted payment done was through cred so it’s instant settlement.
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8385915
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demerius2020 wrote:if you can just provide your summery in golden words that will save us from reading whole threads
bhai please don’t pay anything until due date n pay on the due date itself. Please share the results. 🙂
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8386826
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bikidas2060 wrote:bhai please don’t pay anything until due date n pay on the due date itself. Please share the results. 🙂
i pay on due date+1 on bank website and nothing happens,
also i have almost all the banks card barring IDFC and SC, and dont need any loan for a long tiem
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8387765
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demerius2020 wrote:i pay on due date+1 on bank website and nothing happens,
also i have almost all the banks card barring IDFC and SC, and dont need any loan for a long tiem
toh bhai tension kaiko le rahe??
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8388835
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bikidas2060 wrote:toh bhai tension kaiko le rahe??
sochta hu due date +2 +3 kar ke dekhu
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8388894
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demerius2020 wrote:sochta hu due date +2 +3 kar ke dekhu
bhai experience please share karna
https://www.desidime.com/discussions/is-it-fine-for-credit-card-bill-to-pay-in-last-date-or-a-day-after?page=1#post_8744690
Can anybody plz tell how much time it takes for cc payment done on Paytm to reflect in card , except sbi which is instant, How much time in case of other banks
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