Is it Normal for banks to charge ATM charges when the transaction is unsuccessful because daily withdrawal limit was exceeded?
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AS per the bank, 3 transactions can be done in a month from other bank ATM.
From other bank ATM, i made 4 transactions in a month.
out of which 3 were successful. 1 was unsuccessful because of daily withdrawal limit was exceeded.
bank charged Rs 25 as ATM charges.
is it justified?
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Exactly, i havent experienced this with other bank cards. when i asked the branch manager, ha said its RBI rules😤
They charge like this and its in TnC
Wierd thing happened with me: wanted to pay cc bill using SBI debit card so I did IMPS from my ICICI to my SBI a/c, funds credited SMS rcvd instant, after seeing this SMS I initiated CC bill Payment which failed saying 'insufficient bal' charged 25+GST
I see statement where the seq is also correct. 1. funds credited 2.CC bill txn
Its is a bug in favor of Bank
which is issuer bank of card? and transacted thru which banks atm?
Yes they are taking money for every transaction denial same for online transaction via debit card . This s how now banks fooling and collecting funds but limit exceeded denied charges I haven't heard of till date