Is it time to ditch SC ultimate card?

Is it time to ditch SC ultimate card?

209°
Missing
Deal Cadet
104
368
6

It used to have good redemption options like Amazon, Flipkart vouchers. Looks like it is permanently gone now. Is it time to cancel the ultimate card. Also, they never give this card life time free. Opinions pls.

27 Comments  |  
12 Dimers
Missing
Deal Subedar
246
1945
22

Yes considering the factors you mentioned on, it doesn’t seem worth it the annual fee for this card

Missing
Deal Cadet
276
344
5

Yes not seen the vouchers for last 2 months now. I have shifted my spend too the other cards now.

Missing
Deal Cadet
53
231
5

SC cards are shit. Everyone should cancel/close their card to send the company a message.

Missing
Deal Cadet
104
368
6

Looks like standard chartered added amazon and flipkart vouchers to get more customers. Once their target is achieved, they stopped the amazon and flipkart vouchers. Now everyone should start cancelling the card and they will learn a lesson. Before my renewal, I will plan to cancel the card.

Missing
Deal Cadet
275
889
7
sb007 wrote:

Looks like standard chartered added amazon and flipkart vouchers to get more customers. Once their target is achieved, they stopped the amazon and flipkart vouchers. Now everyone should start cancelling the card and they will learn a lesson. Before my renewal, I will plan to cancel the card.

<a href="https://www.desidime.com/users/...90" target="_blank" rel="nofollow">DealMonarch</a><p><a href="https://www.desidime.com/users...27" target="_blank" rel="nofollow">hullaluya
@kurk

Reviving the topic.

I am planning to apply for SC ultimate. Given the feedback, I am not sure anymore. Can you suggest the alternative card that you guys are using that has similar rewards.

My largest payments on card would be for paying rent. I am currently using regalia but as per my calculations, rewards will be better in this SC ultimate card.

Your suggestions ..plz.  

Missing
Deal Cadet
50
130
0

Standard Chartered Ultimate will give you 3.3% returns on rent payment. However, you need to decide what you’d like to do with the reward points. Amazon and flipkart vouchers are rarely available now. Rest all options are useless for me, hence I have stopped using this card. For you, it will depend if you value any other option from the available reward redemption catalogue. If yes, you can go for it, else not recommended.

Missing
Deal Cadet
50
130
0
Expand
indiansoul wrote:

<a href="https://www.desidime.com/users/...90" target="_blank" rel="nofollow">DealMonarch</a><p><a href="https://www.desidime.com/users...27" target="_blank" rel="nofollow">hullaluya
@kurk

Reviving the topic.

I am planning to apply for SC ultimate. Given the feedback, I am not sure anymore. Can you suggest the alternative card that you guys are using that has similar rewards.

My largest payments on card would be for paying rent. I am currently using regalia but as per my calculations, rewards will be better in this SC ultimate card.

Your suggestions ..plz.  

Standard Chartered Ultimate will give you 3.3% returns on rent payment. However, you need to decide what you’d like to do with the reward points. Amazon and flipkart vouchers are rarely available now. Rest all options are useless for me, hence I have stopped using this card. For you, it will depend if you value any other option from the available reward redemption catalogue. If yes, you can go for it, else not recommended.

Missing
Deal Cadet
275
889
7
Expand
DealMonarch wrote:

Standard Chartered Ultimate will give you 3.3% returns on rent payment. However, you need to decide what you’d like to do with the reward points. Amazon and flipkart vouchers are rarely available now. Rest all options are useless for me, hence I have stopped using this card. For you, it will depend if you value any other option from the available reward redemption catalogue. If yes, you can go for it, else not recommended.

Thanks.. is there a link through which  I can check the rewards catalog ? Or can you suggest the kind of rewards that are available. I don’t want to get stuck with a paid card if there are no good redemption option available. Tia.

Missing
Deal Cadet
50
130
0
Expand
indiansoul wrote:

Thanks.. is there a link through which  I can check the rewards catalog ? Or can you suggest the kind of rewards that are available. I don’t want to get stuck with a paid card if there are no good redemption option available. Tia.

https://360rewards.standardchartered....in

I doubt you’d be able to see ultimate rewards without login

Missing
Deal Cadet
50
130
0

Looks like amazon and flipkart vouchers are permanently removed for ultimate CC. Those who hold this card, what are you guys doing with this card now? I am thinking of cancelling it as other reward redemption options are useless and there’s no point accumulating as there’s no guarantee of what will be available for redemption in future.

Missing
Deal Cadet
86
593
21

Sc cards are useless, i dont have ultimate, however on other cards too thier rewards ratio is so low with all useless vouchers

Missing
Deal Cadet
176
550
5

Amazon GC’s keep coming and going. I saw them last on November 4.

The reward rate even if you opt for Big Bazaar vouchers is still pretty good. You get close to 3% return even if you discount the Big Bazaar vouchers by 10% (that is what you might get if you purchase from outside). And no exclusions and max cap on any purchase like rent, insurance etc. make it a good deal.

Missing
Deal Cadet
176
550
5
Expand
indiansoul wrote:

Thanks.. is there a link through which  I can check the rewards catalog ? Or can you suggest the kind of rewards that are available. I don’t want to get stuck with a paid card if there are no good redemption option available. Tia.

https://imgur.com/z...XU

Missing
Deal Cadet
290
172
22
MTRIP wrote:

Amazon GC’s keep coming and going. I saw them last on November 4.

The reward rate even if you opt for Big Bazaar vouchers is still pretty good. You get close to 3% return even if you discount the Big Bazaar vouchers by 10% (that is what you might get if you purchase from outside). And no exclusions and max cap on any purchase like rent, insurance etc. make it a good deal.

Are Central, Lifestyle, Shopper’s Stop etc vouchers available in the catalog for SCB Ultimate card….??

Missing
Deal Cadet
176
550
5
Expand
enigma329095714 wrote:

Are Central, Lifestyle, Shopper’s Stop etc vouchers available in the catalog for SCB Ultimate card….??

Lifestyle and Shoppers Stop – Yes
Central – Did not see till now

I have put the full catalog in post above.

Missing
Deal Cadet
176
550
5

Also, SC Ultimate gives reward points on smaller spends also. I used to pay toll of Rs 27 through the card and get 1 reward point. biggrin

Missing
Deal Cadet
52
157
2

I am having sc titanium and rewards card; but it’s very hard to accumulate points. Any idea if somewhere get 5x or 10x points? I am stch at around 3250 points snce few months.

Missing
Deal Cadet
50
394
1
MTRIP wrote:

Also, SC Ultimate gives reward points on smaller spends also. I used to pay toll of Rs 27 through the card and get 1 reward point. biggrin

This is the USP of this card. On Hdfc cards you get Zero points for any transaction below 150.

Missing
Deal Cadet
50
130
0

Even Croma gift voucher is gone now. This card has really become trash. What’s the point of 3.33% reward rate when there’s nothing good to redeem them for? I wonder what’s SCB is upto!

Missing
Deal Lieutenant
731
6258
60
ashu99926 wrote:

I am having sc titanium and rewards card; but it’s very hard to accumulate points. Any idea if somewhere get 5x or 10x points? I am stch at around 3250 points snce few months.

My sincere advise is better close this shitty sc card. There are no way to accumulate points.
Need to give bash to SC – may be they will learn lessons from it.

It’s mere waste to pay annual fee for these sc cards – think about yourself and do.

Missing
Deal Lieutenant
731
6258
60
DealMonarch wrote:

Even Croma gift voucher is gone now. This card has really become trash. What’s the point of 3.33% reward rate when there’s nothing good to redeem them for? I wonder what’s SCB is upto!

Waste card now. Better close it than paying 5K amount as fee for this card.

Missing
Deal Cadet
104
368
6

Anyone got amazon vouchers recently?

Missing
Deal Cadet
104
368
6

Please ping or tag me if amazon vouchers available to redeem.

Missing
Deal Cadet
104
368
6
MTRIP wrote:

Amazon GC’s keep coming and going. I saw them last on November 4.

The reward rate even if you opt for Big Bazaar vouchers is still pretty good. You get close to 3% return even if you discount the Big Bazaar vouchers by 10% (that is what you might get if you purchase from outside). And no exclusions and max cap on any purchase like rent, insurance etc. make it a good deal.

When did u recently see amazon vouchers?

Missing
Deal Cadet
176
550
5
Expand
sb007 wrote:

When did u recently see amazon vouchers?

Never since the last time smile

Guess they got rid of it for good imp

Missing
Deal Cadet
50
130
0
sb007 wrote:

Please ping or tag me if amazon vouchers available to redeem.

I don’t think they’ll ever be back. I have stopped looking for them now.

Missing