I have a millennia card but I'm applying for Tata Neu Rupay card, just so I can pay thru UPI, but I'm only getting First Year Free (FYF) offer with shared credit limit. Should I still go for it? I'm thinking to cancel it before the next yearly renewal and get another Rupay card of another bank as there will be more options by that time.
If you wait 2-3 months after FYF offer you will get LTF offer. Same happened to me and my friend. Just keep checking Experian score through Tata Neu app.
romilq wrote:Checking since launch but not getting any ltf or fyf offer.If you wait 2-3 months after FYF offer you will get LTF offer. Same happened to me and my friend. Just keep checking Experian score through Tata Neu app.
I don't think that it's worth getting Tata Neu card just for making upi purchases.
I hold money-back cc from HDFC and was facing similar dilemma to opt for Tata Neu or HDFC Rupay cc but I made sure of not giving into FOMO.
tappukepapa wrote:Just pay any other credit card bills via CC link UPI and complete your annual fee wavier 1 lakh/3lakhs spend.
Checking since launch but not getting any ltf or fyf offer.
abhishek012 wrote:Which app supports paying other cc bill through Rupay CC UPI?
Just pay any other credit card bills via CC link UPI and complete your annual fee wavier 1 lakh/3lakhs spend.
@Aksh3213
I have got a Neu Infinity card (Rupee) recently as LTF. I find it useful for purchases from Bigbasket and other Rupee offers. I am also using for UPI through Payzapp.
I suggest LTF would be ideal even though you may be able to get more savings than the fee based on your spends.
@romilq I already wait so long, don't want to wait more now. :/
@Aksh3213 You can get tata neu card while keeping another hdfc card, you don't need to replace it.
@abhishek012 I think amazon has closed that loophole and others are working on it. It won't work in the future for sure.
fixeye wrote:@romilq I already wait so long, don't want to wait more now. :/
@Aksh3213 You can get tata neu card while keeping another hdfc card, you don't need to replace it.
@abhishek012 I think amazon has closed that loophole and others are working on it. It won't work in the future for sure.
You can convert it to ltf by participating in the league offer and completing till finals (15k amount and 9 orders of 500 plus) this will give you ltf card if you dont hold, and will convert to ltf if you hold a paid card.
Neu card can be had as a secondary card... Also, UPI cb of 1.5% for infinity variant for common MCC upto 500/month is quite a good option for offline payments through merchant QR if received as LTF. (I did recently)
Agnivo007 wrote:There is no capping of 500.Neu card can be had as a secondary card... Also, UPI cb of 1.5% for infinity variant for common MCC upto 500/month is quite a good option for offline payments through merchant QR if received as LTF. (I did recently)
sardarKhan1 wrote:DM you.
Which app supports paying other cc bill through Rupay CC UPI?
abhishek012 wrote:
DM you.
Dm me also pls
fixeye wrote:Every cards and loopholes will get patched or devalue one day. Is hisab se toh Axis Magnus credit card and Axis Reserve credit card bhi nhi lena chahiye. 😀@romilq I already wait so long, don't want to wait more now. :/
@Aksh3213 You can get tata neu card while keeping another hdfc card, you don't need to replace it.
@abhishek012 I think amazon has closed that loophole and others are working on it. It won't work in the future for sure.
Which app supports cc payment through rupay upi. DM me also pls
abhishek012 wrote:
DM you.
Please dm me also
abhishek012 wrote:
DM you.
Please dm me also
abhishek012 wrote:Then TnC pdf of neu cards is wrong!
There is no capping of 500.
Already everyone earned 10k to 12k neu coins per month using UPI spend and also annual fee wavier after 1lakh/3lakhs spend via UPI.
abhishek012 wrote:
DM you.
Dm game kyun khel rho yhin par bta do na ki google pay se hota hai abhi tak aur jaldi hi band karwa dunga chinta mat karna
abhishek012 wrote:Please DM me also
DM you.
anshulkansal wrote:Dm me also pls
Dm me too
abhishek012 wrote:
Every cards and loopholes will get patched or devalue one day. Is hisab se toh Axis Magnus credit card and Axis Reserve credit card bhi nhi lena chahiye. 😀
Here every month many people earn 10k to 12k Neu coins through UPI spend and your annual fee also get wavier after spend 1 lakh/3lakhs.
HDFC sometimes also send card spend based vouchers etc.
You will easily recover your annual fee + earn lakhs of Neu coins.
Some people also told i have Axis Magnus/Reserve credit card, no need for Tata Neu RuPay CC but bro after spend lakhs of rupees from your Axis Magnus/Reserve credit card, you need to repay your card and here use Tata Neu RuPay credit card to repay via UPI and Earn 1%/1.5% unlimited neu coins.
You are saying above T&C not followed so what guarantee card/neu acc won't be blocked(already have seen ppl here with less than 4-5k coins getting their new acc blocked).
DM me which app we can use rupay credit card for credit card payment
guest_999 wrote:
You are saying above T&C not followed so what guarantee card/neu acc won't be blocked(already have seen ppl here with less than 4-5k coins getting their new acc blocked).
So far they are not following the max 500 neu coins rule .
I have received 800 coins in the last month, but not sure whether they would reverse the coins or block the account for over usage( 4-5K neu coins)
abhishek012 wrote:But most of the ppl earning such large amts of coins can only achieve so via bulk orders naa(typical ppl don't have 50k+ electricity bills to pay every month) because even rotating via upi has its limits.
Tata Neu account blocked because of bulk orders.
yesterday paid 5000 to phonepe merchant thru paytm rupay linked cc....today merchant received 4887(2.26%) less ....very bad experience
jatin2612 wrote:yesterday paid 5000 to phonepe merchant thru paytm rupay linked cc....today merchant received 4887(2.26%) less ....very bad experience
Are you sure you are doing UPI linked payment ?
Some people are still enter full credit card number on payment page and complete the payment through otp.
And why bad experience ? you got your product na without any extra charges ? merchant earn more than 2.26%.
Win Win for both of you.
If you wait 2-3 months after FYF offer you will get LTF offer. Same happened to me and my friend. Just keep checking Experian score through Tata Neu app.