Is it worth upgrading from hdfc millennia to hdfc Regalia Gold credit card

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Is it worth upgrading from hdfc millennia to hdfc Regalia Gold credit card
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Deal Captain Deal Captain
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No. Millenia is far better than Regalia Gold

Finance Mentor Finance Mentor
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Unless you are a regular flyer and need lounge access, stick to millennia.

Benevolent Benevolent
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No use even for regular flyer, as it requires spends of 100k per quarter to activate lounge access

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Deal Newbie Deal Newbie
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I just converted my regalia to millennia

Deal Newbie Deal Newbie
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I have regalia LTF and getting option to upgrade to millenia but it says first year free only how to make it LTF?

Critic Critic
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I have moneyback LTF and getting Regalia Gold FYF.

HOW TO GET MILLENNIA ?

Generous Generous
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i have Regalia LTF , waiting for any upgrade/limit increase since eternity

-I took it in the hope of having DCB/infinia upgrade, even regalia gold upgrade seems far fetched

Deal Cadet Deal Cadet
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I have moneyback LTF and getting millenia FYF, should I go for the upgrade?

I have already paid FK Axis for my regular usage. 

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