Is Niyo DCB worth applying

Deal Newbie

I want to know if it is worth applying for Niyo DCB account. If anyone is already using it and could share their experience it would be great.

Features:- Zero Balance Account
Free debit card
No forex markup

Cons:- Card has Annual Fee of ₹500 and is only waived on maintaining Average Quaterly Balance of ₹5000

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hmmm for Zero Markup you can get credit card if you are looking for it

IDFC WOW (FD secured card) has 0% forex for 5000 FD

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