Is Tata neu card worth having?

192°
Deal Subedar
priyanshu23
Hi guys, i actually needed some advice from credit card holders about tata neu hdfc credit card. Actually i have 4-5 credit cards and excluding my flipkart axis credit card all are lifetime free as most of them are basic cards like myzone, idfc millenia, axis neo rupay, kotak 811 and one card credit card etc. So i was charged an annual fees of 590rs on my flipkart axis card as i didn't complete 3.5 lakh annual spends but on sending a mail requesting them to consider me for reversal of annual fees the bank did so and reversed my annual fees on it. But after devaluation and everything i don't feel flipkart axis card is that much worth as i already have two axis cards, so i would be closing the card before they charge me annual fees next year, so in the mean time i am thinking of getting a tata neu hdfc credit card because there are always some offers available for hdfc bank credit cards and i dont have any yet. So it is worth having? They are providing it on first year free basis and is it worth having or should i rather look for a sbi credit card with similar annual fee and also which would be better choice for its network visa or rupay, i think rupay would be good but let me know.  
Top Comments
The PostMighty The PostMighty
Link Copied

The HDFC TataNeu cards are useful IF AND ONLY IF you are a regular consumer of the supported Tata brands (Big Basket, 1mg, Croma, Titan, Air India etc). If not than DO NOT get this card.

Finance Ninja Finance Ninja
Link Copied

Apply for SBI Cashback Credit Card bro, World's best credit card ever.

5% Cashback on everything - Shopping, Grocery, Electronic, Travel, Utility*, Insurance*, Offline use*,  Fastag Recharge* etc

*Note - Utility, Insurance, Fastag Recharge etc available via Amazon gv purchase. First buy Amazon gv from Amazon, Zingoy and few other websites and use.

*Offline use via Pineperks RuPay gift card purchase on Amazon.

Infact, you can also pay other banks credit card bill at 2.5% cashback - https://www.desidime.com/discussions/5-sbi-cash...

Deal Subedar Deal Subedar
Link Copied
Looks like you are looking for an all around good card, not strictly Tata neu.


Since you don't have any hdfc cards. I recommend you apply for a core hdfc card. Not Tata neu.

They are running an offer for first timers. You get 1500 amazon voucher on successful online application.

Even moneyback+ is fine, if that's the only option available to you. Millennia is better.

You can always take Tata neu after getting an hdfc card.

Other options are sbi cb credit card(dm for referral) and amazon pay icici.

Hope it's helpful.
32 Comments  |  
17 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied

Check the benefits of neu card. If you are going to use them, then you can consider the card. Many got it as ltf. If you are getting only fyf, weigh pros and cons for your circumstances and decide

Deal Subedar Deal Subedar
Link Copied
Yeah tbh it feels like a better card if it's ltf instead of fyf because in flipkart axis the cashback gets credited directly into statement instead of hassle of coins etc
View 1 more reply
Comrade Comrade
Link Copied

Axis Bank is giving me LTF NEO RUPAY in place of LTF MY ZONE VISA, Should I proceed with Neo or not.

Comrade Comrade
Link Copied

If its Its ltf go ahead. Neo and my zone both has offers. Check for neo and deside

View 3 more replies
Helpful Helpful
Link Copied

yes, ofcourse

Vanguard Vanguard
Link Copied

For UPI , m using it as a main card

Pro DealBaba Pro DealBaba
Link Copied

Yeah it is a good card considering ur card collection, in case u want to save additional while applying tataneu , feel free to dm, i will help u get some cashback

Deal Cadet Deal Cadet
Link Copied
any trick / hack to get LTF
The PostMighty The PostMighty
Link Copied

The HDFC TataNeu cards are useful IF AND ONLY IF you are a regular consumer of the supported Tata brands (Big Basket, 1mg, Croma, Titan, Air India etc). If not than DO NOT get this card.

Deal Subedar Deal Subedar
Link Copied
Yeah good point, not getting it because i hardly use those apps mentioned.
Finance Ninja Finance Ninja
Link Copied

Apply for SBI Cashback Credit Card bro, World's best credit card ever.

5% Cashback on everything - Shopping, Grocery, Electronic, Travel, Utility*, Insurance*, Offline use*,  Fastag Recharge* etc

*Note - Utility, Insurance, Fastag Recharge etc available via Amazon gv purchase. First buy Amazon gv from Amazon, Zingoy and few other websites and use.

*Offline use via Pineperks RuPay gift card purchase on Amazon.

Infact, you can also pay other banks credit card bill at 2.5% cashback - https://www.desidime.com/discussions/5-sbi-cash...

Post Emperor Post Emperor
Link Copied

What is the annual fee on this card ?

View 5 more replies
Deal Subedar Deal Subedar
Link Copied
Looks like you are looking for an all around good card, not strictly Tata neu.


Since you don't have any hdfc cards. I recommend you apply for a core hdfc card. Not Tata neu.

They are running an offer for first timers. You get 1500 amazon voucher on successful online application.

Even moneyback+ is fine, if that's the only option available to you. Millennia is better.

You can always take Tata neu after getting an hdfc card.

Other options are sbi cb credit card(dm for referral) and amazon pay icici.

Hope it's helpful.
Deal Subedar Deal Subedar
Link Copied

I wanna get amazon icici card but whenever i apply they show an application with this number already exits, it's been more than a year or two, any solution?

View 2 more replies
Deal Cadet Deal Cadet
Link Copied

I wish there were restrictions on the number of words per post

Deal Subedar Deal Subedar
Link Copied
People are free to express themselves here, so cope.
Comrade Comrade
Link Copied

Hi Dimers,

If we use TATA Rupay Card on Sbi Uni pay will we get nue  coins or not.

Generous Generous
Link Copied

for your essay just two line:-

- TATA infinity for offline

-SBI cashback for online

Helpful Helpful
Link Copied

we get 5% coins for paying Electricity bill on Tata Neu app using HDFC-TataNeu CC, right?

Generous Generous
Link Copied

can anyone pls confirm , if we pay insurance premium using hdfc Tata Neu CC on Tata Neu app, what is the cashback percentage? TIA

Deal Newbie Deal Newbie
Link Copied

Not receiving additional 5% cashback i.e. neu coins. Anyone please confirm if they are receiving or not. What to do, please suggest

replyuser
Click here to reply
Reply