Is There Any Way to Get a Credit Card Without Salary Slip, ITR, and Fixed Deposit?

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Last Comment 2024-06-30

2024-06-10

I am looking for options to obtain a credit card without providing a salary slip, Income Tax Return (ITR), or a fixed deposit. Are there any alternatives or specific types of credit cards available for individuals who do not have these traditional financial documents?

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https://www.desidime.com/discussions/is-there-any-way-to-get-a-credit-card-without-salary-slip-itr-and-fixed-deposit?page=1#post_10125685

Gourmet

2024-06-10

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Try Applying on Airtel Axis bank Credit card or Kotak League Credit card or Try OneCard with FD.. etc etc

Go to croma offline store, find a HDFC credit card agent there, talk to him, maybe he could help in making your CC without salary slip...

https://www.desidime.com/discussions/is-there-any-way-to-get-a-credit-card-without-salary-slip-itr-and-fixed-deposit?page=1#post_10126471

guest_999

2024-06-11

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RBI has banned kotak from issuing new credit cards.

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DEEPANGEORGE

2024-06-10

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yes easy peasy,

get a account with any private bank and do lot of transaction in that bank account like 1 or 2 lakhs for 3 months EVERY MONTH

you will definitely bound to get preapproved offer for credit card without anything:) in the bank app itself (most probably on the 4th month)

https://www.desidime.com/discussions/is-there-any-way-to-get-a-credit-card-without-salary-slip-itr-and-fixed-deposit?page=1#post_10125917

narayana1dd249

2024-06-10

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but credit score is must, I think so better start with a small F.D. based card then after building some good score, your way starts working.

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Gulag-Survivor

2024-06-10

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Get a secured credit card against FD.

https://www.desidime.com/discussions/is-there-any-way-to-get-a-credit-card-without-salary-slip-itr-and-fixed-deposit?page=1#post_10126310

some1anywhere

2024-06-10

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Sure I got 23 out of my 25 credit cards without any kind of income proof. Only for the PSUs, BOB Card and PNB, I had to provide ITR. My credit score/history got built thanks to Amazon Pay Later and other credit lines which were later closed. In fact first ever CC was SimplyCLICK pre-approved with 1L limit "forced" by SBI on me to start using a CC smile

https://www.desidime.com/discussions/is-there-any-way-to-get-a-credit-card-without-salary-slip-itr-and-fixed-deposit?page=1#post_10126433

gakarshit957

2024-06-10

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Best way is to go to icici branch before some festival ask a employee they give without any doc to you coral lft. That how I got mine no doc they trying to fill there quata

https://www.desidime.com/discussions/is-there-any-way-to-get-a-credit-card-without-salary-slip-itr-and-fixed-deposit?page=1#post_10126434

gakarshit957

2024-06-10

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On coral u can get Amazon icici cc too

https://www.desidime.com/discussions/is-there-any-way-to-get-a-credit-card-without-salary-slip-itr-and-fixed-deposit?page=1#post_10161323

DEEPANGEORGE

2024-06-30

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btw currently Yes bank is offering credit cards in surrogate or something method internally on online portal itself, FOR WHICH THEY ARE NOT ASKING ANY DOCUMENT PROOFS (surrogate is exactly that) so try yes bank credit card from their offical website and you have more luck to get that approved

just thought to let you know since i came to know this:) hope this helps

shikhars74663