Is this a 100% approved CC?

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Deal Cadet
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Received this mail from HDFC today. Does it mean that the CC is 100% confirmed or they will still do the verification and collect income documents?https://cdn0.desidime.com/attachments/photos/641227/medium/Screenshot_2020-10-05-12-02-13-251_com.google.android.gm.jpg?1601879878

24 Comments  |  
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Super Moderator
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Verification wasn’t done for me

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Deal Cadet
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Verification done for me.. Rejected too..

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Deal Subedar
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Verification will be done. May be they wont do if it is salary ac or u have some other cards from hdfc.

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Deal Lieutenant
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Is the same offer displayed in netbanking/app? If yes, then it seems pre-approved with no physical verification.

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insta wrote:

Verification will be done. May be they wont do if it is salary ac or u have some other cards from hdfc.

It used to be a salary account now it’s standard savings account.

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cadence wrote:

Is the same offer displayed in netbanking/app? If yes, then it seems pre-approved with no physical verification.

Yes, I think it’s the same offer displayed in the net banking portal cause even there they are offering same thing LTF CC + 1K Amazon voucher

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cm4444 wrote:

Verification wasn’t done for me

Which card variant you received after applying? Cause, it not displaying which card variant I would be getting after applying.

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Deal Lieutenant
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DeletedAccount wrote:

Yes, I think it’s the same offer displayed in the net banking portal cause even there they are offering same thing LTF CC + 1K Amazon voucher

I applied through a similar offer last year. My card was dispatched in about a week without contacting me for verification.

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cadence wrote:

I applied through a similar offer last year. My card was dispatched in about a week without contacting me for verification.

Which card variant did you received from them? Cause, in my case nowhere it’s written which variant they are providing just mentioned “Lifetime Free Credit Card”.

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DeletedAccount wrote:

It used to be a salary account now it’s standard savings account.

For me, with hdfc its always nothing assured untill i get it.

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Deal Cadet
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insta wrote:

For me, with hdfc its always nothing assured untill i get it.

Same here plus they are so slow with responses triumph triumph they take min. 1 week for one reply back even my crush replies me back once in a two-three days.

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Deal Lieutenant
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DeletedAccount wrote:

Which card variant did you received from them? Cause, in my case nowhere it’s written which variant they are providing just mentioned “Lifetime Free Credit Card”.

There were 3 options when filling application form & I chose Moneyback.

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suspended
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cadence wrote:

There were 3 options when filling application form & I chose Moneyback.

what were the other options?

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Community Angel
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DeletedAccount wrote:

Same here plus they are so slow with responses triumph triumph they take min. 1 week for one reply back even my crush replies me back once in a two-three days.

🤣😆

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Deal Cadet
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I also got a similar offer around 6 months ago. I was not contacted and received the card in a week. It wasn’t LTF and had to register smartpay to make it LTF after a lot of fight with the bank. Also for the amazon voucher I had to escalate the issue through my RM.

P.S. – I have a salary account with them

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Super Moderator
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DeletedAccount wrote:

Which card variant you received after applying? Cause, it not displaying which card variant I would be getting after applying.

this was for my father actually. He got Regalia first card.

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