Itr income tax rules ( bajaj finserv daily send offers)

not required agar bharna chaya to bhardo safe rahogaa

my monthly upi transactions of bank are exceeding 60 - 80 k

source of this income?rotation?

If you rotate to your own bank accounts or Wallet accounts then no need to worry.

you wont get IT notice just 80k but you might get debt freeze in your bank account soon, since UPI transactions are kinda in risk management team in any banks these days

just keep proper proofs when bank debt freezes account (like reason of why you did this many transactions) and mostly debit freeze happens at the end of quarter when bank analyze quarterly settlement things

for me axis bank put debt freeze for lot of UPI transactions so keep UPI transaction in a single account as less as possible if you dont want debt freeze or use account that you dont care for debt freeze for offers like this (dont use your main bank account for this offers hunting using UPI as debt freeze will take time to resolve and your other transaction might get rejected that time like auto debit and that will put rejection fee and things so be careful)

Side Tip: The axis bank employee told me to do transaction in NEFT instead of UPI if you dont want debt freeze again and again

Hope this helps

Yes

..in nsdl payment also neft is working properly