https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326184
Has anyone got hands on this kiwi credit card? How's the experience? Anyone?
Kiwi launches Lifetime Free 'Axis bank RuPay Credit card' and ‘Credit on UPI’ | Flat 2% Cashback for Waitlist users
Credit on UPI by Kiwi
Kiwi launches Lifetime Free 'Axis bank RuPay Credit card' and ‘Credit on UPI’ | Flat 2% Cashback for Waitlist users:
Website link: https://goki...n/
Flat 2% Cashback for Waitlist users and Flat 1% Cashback on Scan & Pay
Kiwi app is expected to go live by mid May but the website is ready for users to register and join the waitlist
Kiwi will offer RuPay credit card to users to make UPI payments
The leadership expects to onboard 2 Mn users in eighteen months
Kiwi, a credit card platform, has announced the launch of its all-in-one “Credit on UPI,” solution for customers. Certified by the NPCI, Kiwi is the first app in India that will help customers experience “Credit on UPI” by issuing Rupay Cards in partnership with banks.
With this launch, the company aims to create one of the largest direct-to-consumer (D2C) models in the credit market through its mobile application, which offers users the ability to make payments using either a credit card or bank account directly through their phones in a secure manner.
Speaking about the launch, Siddharth Mehta, co-founder, Kiwi, said, “UPI has become the most inclusive mode of payment in India, with over 30 crore unique users and 5 crore merchants onboarded on the platform. With the launch of Kiwi app, for the first time in India, users can now leverage the power of a (RuPay) credit card with the convenience and ease of UPI. Our vision is to enable access to credit on UPI for 1 million users over the next 18 months.”
Kiwi users will be issued a RuPay credit card, digitally and instantly. Post receiving the card, users will be able to link the card to UPI on the app and will be able to use the “Credit on UPI” transactions facility at offline as well as online stores. The Kiwi app will also help users manage their cards with a host of facilities like blocking cards, increasing limits, and making card payments while rewarding them for every transaction.
Praveena Rai, COO, NPCI said, “In our step towards attaining the goal of ‘Digital Payments for All’, Kiwi will be a game-changer in the Indian credit card industry. With the monthly expenditure on UPI P2M transactions amounting to approximately Rs. 3.2 lakh crore, which is almost 2.5x larger than the monthly credit card spends, Kiwi is set to capitalize on a significant untapped market. Looking at the whitespace that Kiwi is addressing, we’re confident that their model will support plenty of Indian credit card users on a daily basis.”
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https://gokiwi.in/rewards-p...y/
Transaction rewards will not be applicable on the below category/type of merchants Fuel, Rentals, Repayments of loans, Jewelry, Cash Withdrawal, Wallet load, Insurance, Education, Government Services, Utility payments, EMI, Purchases converted to EMI post the transaction is complete, Payment of card fees, card bill payments etc. The Category of the merchants will be defined by the Merchant category code received by us in the transaction..
Top Comments
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326553
THUNDERBOLT wrote:Waitlist sequence decreasing very slowly
Mine is not changing 🫠
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326628
Shooter wrote:Has anyone got hands on this kiwi credit card? How's the experience? Anyone?
A User of Kiwi has posted in another Forum has posted that he used 1 Rupee from his Credit Limit and was not able to repay it 
It's Still in developing mode and Kiwi Management did urgency to bring it to Market without much preparation. 90% applications are declining according to some early aspirants 
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326634
The app already got 3-4 updates .
They said the application process ( not early access) will start from first week of june and today already 8th
Bass ye ate hi flop na ho jaye 
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326713
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rusty.james wrote:Mine's 5/6 per dayMine is not changing 🫠
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326735
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THUNDERBOLT wrote:
Mine's 5/6 per day
They dont wanna give me it seems
Having icici hdfc sbi & onecard
No relationship with axis
May be thats why i stuck on same waitlist num
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326736
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THUNDERBOLT wrote:
Mine's 5/6 per day
Where can i see my waitlist number Changing?
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326738
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rusty.james wrote:They dont wanna give me it seems
Having icici hdfc sbi & onecard
No relationship with axis
May be thats why i stuck on same waitlist num
But mine's reducing in all three waitlist account. Take screenshot of your current waitlist no. Else you'll not notice a drop.
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326739
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326751
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Or checking from the website
THUNDERBOLT wrote:You have installed the application ?But mine's reducing in all three waitlist account. Take screenshot of your current waitlist no. Else you'll not notice a drop.
Or checking from the website
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326754
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rusty.james wrote:Application
You have installed the application ?
Or checking from the website
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326760
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Im 100% sure im stuck in same waitlist number
Actually my waitlist number was around 2K
Later when i logged in to apps its showing 5192
And its same from the day i installed the application
May be a glitch
THUNDERBOLT wrote:Then
Application
Im 100% sure im stuck in same waitlist number
Actually my waitlist number was around 2K
Later when i logged in to apps its showing 5192
And its same from the day i installed the application
May be a glitch
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9326766
Maybe
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9330589
Just got this message:
Dear User!
We are improving the app experience based on feedback from early users. This has led to us pushing our launch date to 26th June 2023.
Our team is working hard to deliver the product asap!
Thank you for your patience and unwavering support. Get ready to embark on an incredible journey with us!
Team Kiwi
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9346372
card is appearing in bhim and axis bank.
though app shows still in process
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9346383
CMGG wrote:card is appearing in bhim and axis bank.
though app shows still in process
You got early access?
How smooth is the application process?
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9346387
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support is joke at this point, one resource for 10 so you reply after hours.
Also got a physical verification
rusty.james wrote:not that great, i had to email pno axis to get some answer.You got early access?
How smooth is the application process?
support is joke at this point, one resource for 10 so you reply after hours.
Also got a physical verification
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9346398
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9346405
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rusty.james wrote:i had a salary, credit card but closed it years ago and account converted into standard saving.
Achha
No existing relationship with Axis Right ?
Im expecting nothing from Axis
They always disappoint me
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9346411
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9355232
Received early access to kiwi on whatsapp today. Anyone else got the same?
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9355553
Shooter wrote:Received early access to kiwi on whatsapp today. Anyone else got the same?
What was ur wishlist bdw ?
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9355744
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rusty.james wrote:What was ur wishlist bdw ?
Around 5000
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9364614
One of the worst cc. Will it be applicable for axis 10% instant discount on Flipkart/amazon? and for default cc usage, whats the reward rate? Its 0.5%?
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9365614
Ramushamu23 wrote:One of the worst cc. Will it be applicable for axis 10% instant discount on Flipkart/amazon? and for default cc usage, whats the reward rate? Its 0.5%?
Its 1%
2% for wishlist user for first 6 months
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9366788
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rusty.james wrote:Its 1%
2% for wishlist user for first 6 months
If I use to purchase where Flipkart offers 10% instant discount, will I get 2% extra too?
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9366809
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Ramushamu23 wrote:If I use to purchase where Flipkart offers 10% instant discount, will I get 2% extra too?
Its 2% cb for upi scan pay transaction within the kiwi apps
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9367161
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rusty.james wrote:Its 2% cb for upi scan pay transaction within the kiwi apps
Who will block their third card from axis with wide range of benefits. These kiwi promoters are mischievous with their offers like coming soon kinda. Damn, signed up with this card, can't apply for a new one for the next 6 months
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9368101
Is anyone getting cashback on transactions?
https://www.desidime.com/discussions/kiwi-launches-axis-bank-rupay-credit-card-and-credit-on-upi-flat-2-cashback-for-waitlist-users?page=5#post_9369244
Ramushamu23 wrote:Yes other users got Kiwi cashback.Is anyone getting cashback on transactions?
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The co-founders of Kiwi are Siddharth Mehta (ex-CEO, Freecharge), Mohit Bedi (ex-Axis Bank & PayU), and Anup Agrawal (ex- business head, LazyPay), all of whom are senior fintech experts and veterans of the banking industry.
After Few Months They Also Devaluation Cashback rate