Kotak Bank Credit Card Limit Decrease - Shocked

same. from 5lakh to 1lakh

I have used almost all bank credit Cards except ICICI..but kotak is the only bank that decreased my credit limit (in 2021) without any any reason..

Kotak bank is worst in many ways..

For those whose Kotak CC limit is being reduced, do you have savings account in Kotak or just CC? Also did any of you who got their limit reduced have 2 or 3 Kotak CCs or just 1? People share some info please to figure out if there is any pattern for limit reduction.

Also how was your CC usage? Every month or some months went by without any use? % of limit used?

Are you guys rotating money from your other credit cards?

Dear Customer, Upgrade your Credit Card 1112 to Kotak White Signature Credit Card. Earn White Pass worth Rs.27,000 redeemable against premium brand vouchers on annual spends of Rs.12 lacs, Complimentary lounge access & more. Joining Fee Rs. 3000 & Annual Fee Rs. 3000. Upgrade https:

LTF zenith is better or paid White Signature?

Any chances they will make this LTF after closure request like Zenith