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Kotak Bank offering credit card limit enhancement!

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Benevolent
romilq

Got my first credit limit increase today after 6 months. Limit got doubled! 

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Benevolent Benevolent
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Check yours! 

Deal Cadet Deal Cadet
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Doubled from what amount?
I got an LE too.. but went up by 30% ... 1.27 to 1.65 
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Pro Entertainer Pro Entertainer
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Not for me, 5 months old card. Even im seeing pre-approved Card upgrade offer in loans and offers section but it's not working.

Mobile Guru Mobile Guru
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Wait for a month more, 6 months (from card approval) is standard for 1st ALE (Kotak CCs), No such thing after that (received 3 LEs from 7th to 12th month)
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Finance Ninja Finance Ninja
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Is anyone able to open the credir card section on their kotak app? For me it's saying you either don't have an active card or your card has been blocked.
Benevolent Benevolent
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There is a server issue going on right now. Showing same for me and many more I guess. 

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Freebie Finder Freebie Finder
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Nothing for me. Last LE was offered in July 2022

Benevolent Benevolent
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What is the best/easy way to get kotak card (Ltf)

Considering I had 811 account but now closed due to non-kyc.

Benevolent Benevolent
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Best way is to keep the 811 account and keep refreshing credit score in app every month. Usually they offer the card within 3 months. Same happened with me. I maintained no balance. 

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Deal Cadet Deal Cadet
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I placed a request for my card cancelation then they converted my card to ltf and revsered my joining fee also and also took the limit increase through the c2c statement. card is 3month old.

Deal Lieutenant Deal Lieutenant
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Which variant?

And how did you place card closure request.

Steps please.

Thanks in advance 

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Generous Generous
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Vu kg+

Received LE on my 4 month old card

Benevolent Benevolent
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It’s not instant in Kotak right ? I accepted and got the mail that it will be done in 4 working days. Still not increased. Same for you ?

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Finance Mentor Finance Mentor
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For Kotak 811, what kind of cards are generally offered (and LTF), say I keep 30k FD for 9 months in it and refresh score every month?

Any other caveats of having 811 account? Is it easy to close after getting LTF card? Do they issue CC to pincodes where they don't have a branch (but have in the disctrict or nearby pincodes)?

Generous Generous
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Having the branch doesn't matter. Whether your pin code is serviceable(for CC) or not is important, otherwise you will be offered FD based card only. I have seen a lot of League Platinum and Some Kotak White cards as LTF.

Generous Generous
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Did u guys used kotak cc regularly to to get LE ?

Their rewards aren't great either

Pro Entertainer Pro Entertainer
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Almost everyone using them for just bank offers discounts.

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Deal Newbie Deal Newbie
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I have Zen card which was upgraded last year which is LTE and has limit in 6 digits. 

No upgrade for me. 

Deal Subedar Deal Subedar
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Today received Limit Enhancement offer SMS, charges mentioned as 100+gst.
Customer support saying that from 15th February, Kotak started charging fees for LE. @getready

IMG20230305123516 

Generous Generous
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If it's a one time charge
I must say not a bad deal
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Deal Subedar Deal Subedar
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I have recived limit increase offer but availing limit increase at kotak there is charges of 100+GST confirmed by kotak customer service 😂

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