Kotak Credit card limit revised (Decreased)
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https://www.desidime.com/discussions/kotak-credit-card-limit-revised-decreased?page=1#post_9769945
I guess you had the same reaction as your DP 
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https://www.desidime.com/discussions/kotak-credit-card-limit-revised-decreased?page=1#post_9769276
When did you get the card?
https://www.desidime.com/discussions/kotak-credit-card-limit-revised-decreased?page=1#post_9769286
Its a big decrease, will hit cibil hard
https://www.desidime.com/discussions/kotak-credit-card-limit-revised-decreased?page=1#post_9769456
i hope you haven't paid for limit increase earlier.(100+gst)
https://www.desidime.com/discussions/kotak-credit-card-limit-revised-decreased?page=1#post_9774255
For those whose Kotak CC limit is being reduced, do you have savings account in Kotak or just CC? Also did any of you who got their limit reduced have 2 or 3 Kotak CCs or just 1? People share some info please to figure out if there is any pattern for limit reduction.
Also how was your CC usage? Every month or some months went by without any use? % of limit used?
https://www.desidime.com/discussions/kotak-credit-card-limit-revised-decreased?page=1#post_9785515
Mine reduced to 3 lakhs to 85K last week. I have one kotak Mojo card and one 811 Kyc Savings account with Kotak. I am regularly utilizing the limit up to 45 % . So it is not because of non usage.
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Recently, RBI hiked the risk weights for credit card by 25 perctange points to 150% for banks. This could be a reason. or your utilization is low.