I have axis iocl & icici coral rupay already & have an offer of idfc rupay digital card to apply so should i go with idfc rupay digital at the place of kotak but idfc has 236rs charges that cannot be waived off
Kotak Mojo and Urbane credit card also available on RuPay Platform.
Kotak mojo Annual fee is 1000rs so not worthy & don't know about urbane much...
Kotak Myntra without a doubt
You already have best cashback giving cards for amazon and flipkart.
So your sole requirement is for rewards on upi spends.
Now Iocl don't have good reward structure
Kotak League gives 0.67% on all spend (1.33% on Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | Electric Sales | Durable Goods | Departmental Stores).
Kotak Myntra gives 1.25% but for UPI Spend txn value should be less than 2K
As a milestone benefit you get 10000RP points or 4 PVR Tickets on 1.25Lakh spends in 6Months
And for myntra 2 PVR tickets for 50K spend in quarter.
Considering Annual Fee and Reward Structure if you spend more than 1.02L in a year and all txn are less than 2K for UPI then go for Myntra else go for League. (I have not considered milestone benefits in this)
If you spend more than 2Lakh in year on league card you get 1.33% thereon
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You already have best cashback giving cards for amazon and flipkart.
So your sole requirement is for rewards on upi spends.
Now Iocl don't have good reward structure
Kotak League gives 0.67% on all spend (1.33% on Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | Electric Sales | Durable Goods | Departmental Stores).
Kotak Myntra gives 1.25% but for UPI Spend txn value should be less than 2K
As a milestone benefit you get 10000RP points or 4 PVR Tickets on 1.25Lakh spends in 6Months
And for myntra 2 PVR tickets for 50K spend in quarter.
Considering Annual Fee and Reward Structure if you spend more than 1.02L in a year and all txn are less than 2K for UPI then go for Myntra else go for League. (I have not considered milestone benefits in this)
If you spend more than 2Lakh in year on league card you get 1.33% thereon