LazyCard activation and CIBIL impact

102°
Deal Cadet
MrMonkey

I have received notification that I can apply for LazyCard. Is LazyCard a credit line card? Will it do a hard enquiry on my CIBIL report? Anyone uses this card?

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Deal Cadet Deal Cadet
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https://cdn0.desidime.com/attachments/photos/741948/medium/Screenshot_20220210_191058_com.citrus.citruspay.jpg?1644500480

Finance Ninja Finance Ninja
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Same, even I’ve got lazypay card access today but not going to opt for it.

Deal Subedar Deal Subedar
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Any thoughts on this ?

Deal Cadet Deal Cadet
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Can anyone give a feedback on lazypay card. To apply for it or not??

Deal Subedar Deal Subedar
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This card is recognised as slice card on Amazon, Flipkart, Zomato etc. So slice card offers can be used with this card. When I applied for it I got 1k benefit. Don’t know the situation now

Deal Subedar Deal Subedar
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no enquiry, but reflected to cibil. 

regularly updating, no issues

Deal Newbie Deal Newbie
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How are they reporting it to CIBIL, CD Loan?


And in what manner, do they create a CD loan for every transaction you do OR just one CD loan every billing cycle with O/S balance before the statement generation?

Deal Subedar Deal Subedar
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same question… 

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