Loan On Credit Card

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Last Comment 2022-04-27

EkdamSastaRaju

2022-04-11

Does loan on CC show as separate entity on cibil ?

Anyone taken loan can share this info ?

Card is ICICI

Expired

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https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8374303

bohemian

2022-04-11

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Yes separate entry, any loan from any bank CC

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8374317

EkdamSastaRaju

2022-04-11

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bohemian wrote:
Yes separate entry, any loan from any bank CC

Personal loan entry ?

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8374322

bohemian

2022-04-11

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EkdamSastaRaju wrote:
Personal loan entry ?

HDFC report as separate credit card with new card number. Not sure about icici

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8374489

TheTeddy

2022-04-12

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Icici reports as personal loan…

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8374544

demerius2020

2022-04-12

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is it profitable?

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8374574

EkdamSastaRaju

2022-04-12

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demerius2020 wrote:
is it profitable?

Profitable for bank

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8374806

kkrulesdnation

2022-04-12

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EkdamSastaRaju wrote:
Personal loan entry ?

Yes

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8376264

shraaj

2022-04-13

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bohemian wrote:
HDFC report as separate credit card with new card number. Not sure about icici

Sorry,But in My Case! They have not mentioned or showed any New Account on CIBIL.

P.S- I have a Premium CIBIL Account

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8376267

bohemian

2022-04-13

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shraaj wrote:
Sorry,But in My Case! They have not mentioned or showed any New Account on CIBIL.

P.S- I have a Premium CIBIL Account

How old is your jumbo or instant loan?

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8376301

shraaj

2022-04-13

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bohemian wrote:
How old is your jumbo or instant loan?

It was for 12 Months Period from My hdfc moneyback cc.
recently closed by me by paying early foreclosure charges i used it for 9 months

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8403063

Deal_Freak

2022-04-27

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I have applied for a new ICICI Bank credit card through ICICI Bank website but the CIBIL enquiry done by ICICI Bank is of a Personal Loan. Is this normal?

https://www.desidime.com/discussions/loan-on-credit-card?page=1#post_8403777

EkdamSastaRaju

2022-04-27

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Deal_Freak wrote:
I have applied for a new ICICI Bank credit card through ICICI Bank website but the CIBIL enquiry done by ICICI Bank is of a Personal Loan. Is this normal?

No , it should say CC