Looking to open a zero balance savings account, help decide
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As the title says, I’m looking to open a 0 balance savings a/c, but I’m confused which bank should I opt for.
Are they all the same or there are any benefits (like free lifetime debit card with no annual fee or something like that) or differences?
And I would prefer a bank (card) which generally offers more discounts during sales, across different platforms.
Kindly assist me in choosing the best option.
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What are the benefits of the Rupay Platinum DC?
fi free
jupiter free
niyox free
equitas debit card charges (not confirmed)
au charges
Thank U for ur response. Are the ‘free’ ones U mentioned mean the debit card is issued free of cost OR that there are NO maintenance or other HIDDEN charges whatsoever ?
I’d suggest IndusInd Bank Easy Savings account. The customer service is excellent. Although the debit card is free, the transaction and ATM limit is Rs 10,000. There’s no limit on how much amount you can keep in your account. You can read more here https://www.indusind.com/in/en/personal/account...
The 12 digit account number usually starts with XX followed by your mobile number registered with Aadhar card (in case you would like to open the account online using Aadhar verification).
Thanks, will check it out.
Is the 10k limit there in IndusInd only or there’s a limit in every banks zero balance acs.?
ICICI Wealth Management Account.
kotak 811.
Any benefits of that over others?
By Technology and charges Best is FI… PM me for referral.
But if you want reputable bank, go with IndusInd or kotak 811….. If you are under 35 then go with ICICI mine account.
Go with sbi
Kotak 811
HDFC Bank
HDFC??
SBI and HDFC
zero balance account in hdfc?
Is it completely zero charges AND zero balance account? No debit card charges or anything?
there’s zero balance AU Digital Savings account with chargeable Debit card. Decent enough, especially if you take advantage of the Rupay Platinum Debit card of theirs.