As the title says, I’m looking to open a 0 balance savings a/c, but I’m confused which bank should I opt for.
Are they all the same or there are any benefits (like free lifetime debit card with no annual fee or something like that) or differences?
And I would prefer a bank (card) which generally offers more discounts during sales, across different platforms.
Kindly assist me in choosing the best option.
there’s zero balance AU Digital Savings account with chargeable Debit card. Decent enough, especially if you take advantage of the Rupay Platinum Debit card of theirs.
fi free
jupiter free
niyox free
equitas debit card charges (not confirmed)
au charges
I’d suggest IndusInd Bank Easy Savings account. The customer service is excellent. Although the debit card is free, the transaction and ATM limit is Rs 10,000. There’s no limit on how much amount you can keep in your account. You can read more here https://www.indusind.com/in/en/personal/account...
The 12 digit account number usually starts with XX followed by your mobile number registered with Aadhar card (in case you would like to open the account online using Aadhar verification).
P_A_N_K_A_J wrote:fi free
jupiter free
niyox free
equitas debit card charges (not confirmed)
au charges
Thank U for ur response. Are the ‘free’ ones U mentioned mean the debit card is issued free of cost OR that there are NO maintenance or other HIDDEN charges whatsoever ?
ICICI Wealth Management Account.
freddyspops wrote:there’s zero balance AU Digital Savings account with chargeable Debit card. Decent enough, especially if you take advantage of the Rupay Platinum Debit card of theirs.
What are the benefits of the Rupay Platinum DC?
Ransome wrote:I’d suggest IndusInd Bank Easy Savings account. The customer service is excellent. Although the debit card is free, the transaction and ATM limit is Rs 10,000. There’s no limit on how much amount you can keep in your account. You can read more here https://www.indusind.com/in/en/personal/account...
The 12 digit account number usually starts with XX followed by your mobile number registered with Aadhar card (in case you would like to open the account online using Aadhar verification).
Thanks, will check it out.
Is the 10k limit there in IndusInd only or there’s a limit in every banks zero balance acs.?
kotak 811.
The_GoodFella wrote:Thank U for ur response. Are the ‘free’ ones U mentioned mean the debit card is issued free of cost OR that there are NO maintenance or other HIDDEN charges whatsoever ?
Fi – free debit card and various offers too
Jupiter – free debit card and same offers as fi
Niyox – debit card chargeable
Don’t know about equitas and au
If you need referal for fi and Jupiter ping me 
CRYPTO_LOVER wrote:Fi – free debit card and various offers too
Jupiter – free debit card and same offers as fi
Niyox – debit card chargeable
Don’t know about equitas and auIf you need referal for fi and Jupiter ping me
Okay, bro. Thank you!
maddydilip wrote:kotak 811.
Any benefits of that over others?
The_GoodFella wrote:Any benefits of that over others?
No charge a whatsoever.one of the best Pvt banks out there.. You can get Credit card with no charges tru FD option.
The_GoodFella wrote:Thanks, will check it out.
Is the 10k limit there in IndusInd only or there’s a limit in every banks zero balance acs.?
I think it depends on the debit card variant issued by the Bank. It varies from one bank to another. You can also look at ICICI Mine Savings account if you’re eligible for it.
A RuPay debit card is issued with IndusInd Bank Easy Savings account at no annual charges.
CRYPTO_LOVER wrote:Fi – free debit card and various offers too
Jupiter – free debit card and same offers as fi
Niyox – debit card chargeable
Don’t know about equitas and auIf you need referal for fi and Jupiter ping me
Fi has way better offers than Jupiter as all federal Bank offers applicable on fi but not applicable on Jupiter. However Jupiter has cashback on UPI and card..
By Technology and charges Best is FI… PM me for referral.
But if you want reputable bank, go with IndusInd or kotak 811….. If you are under 35 then go with ICICI mine account.
FI
NIYOX
Jupiter
kotak 811
All Are Good
Go with sbi
Kotak 811
HDFC Bank
Dinesh_Thakur wrote:Kotak 811
HDFC Bank
HDFC??
Dinesh_Thakur wrote:Kotak 811
HDFC Bank
Does hdfc have a zero balance option for normal a/c?
SBI and HDFC
zero balance account in hdfc?
Is it completely zero charges AND zero balance account? No debit card charges or anything?
