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LTF HDFC credit cards

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https://www.hdfcban...m/

HDFC is offering LTF credit cards (except Infinia & DCB) without any condition if applied before 20th March 2022.

I applied for CC through HDFC bank website and got call from customer care about the offer.

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Deal Cadet Deal Cadet
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harisuperb wrote:

Without any conditions????

Without conditions like No need to pay 1lac in 90 days, Bill registration etc

Deal Cadet Deal Cadet
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what is the source?

Deal Cadet Deal Cadet
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I recently got a 6e indigo card with s condition that it will be ltf if i use 30 within 3 months. I may not be able to use the much. Anyway to still convert it to ltf?

Deal Cadet Deal Cadet
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Swaminatha wrote:

I recently got a 6e indigo card with s condition that it will be ltf if i use 30 within 3 months. I may not be able to use the much. Anyway to still convert it to ltf?

Simple solution
Buy Amazon gift vouchers from smartbuy at 5% cb and trade them at DD for 2-3%

Deal Lieutenant Deal Lieutenant
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Yea today is CC base day. Monday was limit enhancement offers.
Source: my wife is an HDFC staff

Deal Cadet Deal Cadet
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Razerist wrote:

Yea today is CC base day. Monday was limit enhancement offers.
Source: my wife is an HDFC staff

bhai mera limit upgrade krwade 😃

Talk-Of-The-Town Talk-Of-The-Town
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I’m getting 4 offers
1.) Money back+
2.) Indian oil
3.) Millennia
4.) CSC Bharat
Annual fee of rs. 500 is only mentioned in 2nd and 4th cc, does that mean moneyback and millennia are LTF?
I’m not able to find any other t&c
Please someone help
Thanks

Deal Newbie Deal Newbie
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Do we need to have hdfc bank account for getting credit card ?
I am having payzal account

Deal Lieutenant Deal Lieutenant
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abhilashhero007566 wrote:

Do we need to have hdfc bank account for getting credit card ?
I am having payzal account

Pre approved offers are mostly for account holders only. I don’t think payzap account would help in this case

Deal Newbie Deal Newbie
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I applied since I was getting daily SMS. And now the application status is Decline.

Such a waste

Deal Cadet Deal Cadet
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iron-man wrote:

Simple solution
Buy Amazon gift vouchers from smartbuy at 5% cb and trade them at DD for 2-3%

bro 2day I bought a mobile of 18k through smartbuy I will get 900rs cashback using regalia card

And again I will buy 10k voucher will I get 500rs cashback?

Deal Cadet Deal Cadet
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Rakhi_srikak wrote:

bro 2day I bought a mobile of 18k through smartbuy I will get 900rs cashback using regalia card

And again I will buy 10k voucher will I get 500rs cashback?

No idea Bro

Cool Cool
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Rakhi_srikak wrote:

bro 2day I bought a mobile of 18k through smartbuy I will get 900rs cashback using regalia card

And again I will buy 10k voucher will I get 500rs cashback?

Smartbuy will give reward points (not cashback) for Regalia and max. reward points for all smartbuy transactions in a day is 2000 and in a month is 4000.
https://offers.smartbuy.hdfcbank.com/offer_deta...

Super Stud Super Stud
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Razerist wrote:

Yea today is CC base day. Monday was limit enhancement offers.
Source: my wife is an HDFC staff

Lucky guy.card bhi hai aur wife bhi

Cool Cool
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Rakhi_srikak wrote:

bro 4 reward points is equal to 1rs?

Regalia Reward Points can be redeemed for:

  • Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5
  • Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
  • Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35
  • Cashback at a value of 1 RP = Rs 0.20

https://www.hdfcbank.com/personal/pay/cards/cre...

https://www.hdfcbank.com/content/bbp/repositori...



Deal Newbie Deal Newbie
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iron-man wrote:

Simple solution
Buy Amazon gift vouchers from smartbuy at 5% cb and trade them at DD for 2-3%

Spent based LTF free offer is valid on  retail transection only means when you buy a good and pay gst for that . Not all payments are included in LTF spent bases criteria. I have got mail from hdfc where it is clearly written that retail transaction should be there . 

Deal Cadet Deal Cadet
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Do they consider application without salary proof? My wife has HDFC savings account since many years and withe good balance and transaction history, but no pre-approved CC offer.

Deal Subedar Deal Subedar
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Any idea if insurance payments cover under retail spend for 90 days 1 lakh requirement to become LTF? Any idea?

Deal Newbie Deal Newbie
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Mujhe HDFC CSC Business Credit Card ka offer mila tha… Mujhe samjh hi nhi aaraha kaisa card h. sweat_smile

Deal Cadet Deal Cadet
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Seems like user specific. I only saw limit enhancement to 4.9lac from 4.2 previous

Cool Cool
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Razerist wrote:

Yea today is CC base day. Monday was limit enhancement offers.
Source: my wife is an HDFC staff

Bro how’s your puppy

Deal Cadet Deal Cadet
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May be for specific people. Showing me anual charges with t&c

Deal Newbie Deal Newbie
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iron-man wrote:

Simple solution
Buy Amazon gift vouchers from smartbuy at 5% cb and trade them at DD for 2-3%

Can you please suggest where in DD gift vouchers can be traded?

Deal Cadet Deal Cadet
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yogiap wrote:

Can you please suggest where in DD gift vouchers can be traded?

In topics goto trading and classified find a thread for Amazon gv or create one
And post.
Below thread is one of it
https://ddime.i...Sg

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