Master Link for all CC to bank tricks

1. Mobikwik - 1000 every month without any fees. - tried and tested. works just fine limit is 1k every month. plus can be sent to bank without fees. been doing it since jan. 
   
2. Payzapp wallet loading - haven't tested but I tried to add 5000 , didn't show any convenience fees on total transaction during OPT. not sure how wallet to bank works coz I don't have HDFC account. but 2.5% to bank it seems so I think it's good if you use payzapp wallet only. 
3. BharatNXT - 1000 + 22 fees. works fine. you might get scratch card after transaction to get NXT cash which can be used to cancel out the fees. I have 100 NXT points. tried to transfer 10K , charges 223 but I was able to utilize the 100 points at 100% which only made 123rs fees for 10K , seems decent for the amount coz you get scratch card as well. 1.89% Charges
4. Ease My Deal - charges 1% fees (changes with service type). haven't tried yet, will update the thread as I try couple of options with small amounts to safety. 
5. Bajaj Wallet Loading - shows 25rs fees for 1k and 125rs for 5K , not sure how they measure it. can be transferred to bank for free with wallet UPI.
   

* Update : loading digital rupee using rupay CC is patched by RBI new guidelines , so won't work.

* Update - you can pay the CC bill with HDFC card to get 1% cashback which further reduces the charges/fees. 

These are the current one I know. will update as soon as I find out more tricks. also I am not aware if you will get reward points. 
also there is another trick I came across is wallet loading the digital rupee using rupay CC upi. I failed to do it coz that may vary bank to bank app. if anyone succeeds pls let me know as well. if anyone knows anything more than this , pls comment , I will add up in list.