millennium credit card

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_manish_garg

How much cashback I will recieve if I pay utilities bill via millennium credit card on Amazon

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Benevolent Benevolent
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@Seinfeld

Tech Guru Tech Guru
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I would love to know this too. As per the HDFC terms, nothing is written about bill pay exclusion yet (wallet & vouchers clearly excluded), so they should give 5% if txn is direct on Amazon (non smartbuy).

However my gut feeling is that they will give just 1% cash points. Will love if any body tries and updates in future.


To be safe, buy AGV from smartbuy gyftr (6% max 10k) and use it for bill payments .

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Deal Cadet Deal Cadet
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I had added 100rs into amazon pay balance using my Millennia cc last month to check if i wud get 5 cb points.

Deal Newbie Deal Newbie
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But it will fall under wallet load and get 1% cb point

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Deal Cadet Deal Cadet
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Yes, I got only 1% cb for adding money in amazon pay balance

Benevolent Benevolent
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Is there any charge to redeem RP from Millennia CC ?

Deal Cadet Deal Cadet
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No charges for cash redemption

Deal Newbie Deal Newbie
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Do I have more cashback if I pay payzapp other than 1% and 50rs @Seinfeld

Tech Guru Tech Guru
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no, as far as I know Payzapp extra cashback on millennia credit card was removed in October 2021

Benevolent Benevolent
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What is redeemption fee for cash redeemption in HDFC millennia cc ?

Deal Newbie Deal Newbie
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I have not it done yet

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Deal Newbie Deal Newbie
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no fee. zero rs

Deal Cadet Deal Cadet
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i have regalia card

i have upgrade offer to millenia card

showing annual fee as 1000 didnt mentioned is it for 1st year or for second year onwards

i have 9620 reward points which equals to 1920 cash

if i upgrade the reward points transfered to millenia was only 4810 points(50%)

my doubt is generally in millenia card 1 reward point = 1 rupee (may be i am wrong)

if i upgrade the card those 4810 will be 4810 rs or how those reward points are valued

what shld i do ?

shld i upgrade?

is millennia card better than regalia?

if i shld i upgrade ?

shld i redeem the points first or what shld i do?

Deal Cadet Deal Cadet
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Very good question.
But yeah right now millenia is better than regalia.

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