most of merchant and business do not accept CC upi payment

97°
Post Emperor
ewater

even the delivery companies are not accepting cc upi payments. whats the purpose if we cant use cc upi for merchant payments.

I am using CC UPI so that my savings account statement have do not clutter.

whats your opinion? 

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Deal Lieutenant Deal Lieutenant
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Always keep alternate payment mode ready.

And don't fear of cluttering bank statement.

More the entries in statement, the better offerings from bank.

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Deal Lieutenant Deal Lieutenant
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Always keep alternate payment mode ready.

And don't fear of cluttering bank statement.

More the entries in statement, the better offerings from bank.

Post Emperor Post Emperor
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Earlier I used upi with sbi account for almost every payment , never got any offer from sbi. can you share you experience?

Generous Generous
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yes, it's frustrating ... for bank statement cluttering, use UPI Lite ... it's introduced for situations like these only

Post Emperor Post Emperor
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Do upi lite works with Rupay CC also?

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Deal Cadet Deal Cadet
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For day to day payments keep a separate account if you don't want to clutter your savings account. Previously, Paytm Payments Bank was handy for the purpose but now you can opt for other alternatives like Airtel, Kotak 811, Jio etc (on your choice).

Post Emperor Post Emperor
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I am mainly using coral rupay CC and bob account.

Earlier using sbi account but mostly its server down so switch to bob.

Deal Cadet Deal Cadet
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If you've ever looked at the merchant apps of any Paytm, BharatPe etc, it provides the merchant the option to choose which payment methods he would like to accept payments from. Some merchants disable the UPI CC option for the fear of additional charges and I too am not 100% sure that such payments are absolutely free since I saw some scenarios where the amount credited to the merchant was a tiny bit less than what the user sent via Rupay CC through UPI.

Post Emperor Post Emperor
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Isn't payment less than 2k via cc on upi free?

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Deal Subedar Deal Subedar
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Use CASH, the simplest form of payment option 😀

Post Emperor Post Emperor
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Problem is now a day is change even with 100 or 200 rupee note.

Hunk Hunk
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I don't think so , just in evening I paid a chai wala on roadside using cc upi. Don't generalize things based on personal experiences. You may be doing 2000+ transaction ?

Post Emperor Post Emperor
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Daily 2-7 transcation mainly neaby shops raging from 30- 250 depending on purchase

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