Moto G84, NFC & Cred Gpay issue

49°
Deal Cadet
N27

Hello dimers,

I purchased Moto G84 as was bloatware free and NFC enabled device. Overall happy with the purchase. I know NFC is little bit fancy but I want to explore it for contact less payments. 

Off late I tried to use it but unsuccessful everytime at stores and always left thinking will try again at other store. 

Yesterday I explored device settings and found that my preferred payment app for contact less payments was set for imobile app. When I opened that option and tried to change it, I found that Cred and Google pay option is not there. 

It means this device is not recognising Cred and Gpay as payment apps. 

What's your opinion, who is faulty here? 

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Benevolent Benevolent
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Screenshot20240524-125346

My moto G82 device screenshot. Apart from that this default option only works when any app is not open. You can use cred directly by opening the app and selecting tap& pay option.

Deal Cadet Deal Cadet
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Off Topic: Don't you think making contactless payment that too without opening any app is a little unsafe?

I'm aware that with physical card we do the same thing but atleast we need to take out the card but our mobile is mostly out in our hands and any person can just take our phone and make the payment. 

Benevolent Benevolent
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Transaction limit can be kept low. The mobile has to be unlocked first  AFAICT and thereafter apps like G Pay, Cred etc. insist on authentication yet again. Lastly NFC payment is seemingly only available at big retailers which reduces the scope of misuse. 

Benevolent Benevolent
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Transaction limit can be kept low. The mobile has to be unlocked first  AFAICT and thereafter apps like G Pay, Cred etc. insist on authentication yet again. Lastly NFC payment is seemingly only available at big retailers which reduces the scope of misuse. 

Deal Cadet Deal Cadet
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@LIMBO

Phone needs to be unlocked before transacting seems the only layer of protection.

No further authentication is needed.

Also, contactless payments can be done wherever POS machine is available. 

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Benevolent Benevolent
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Screenshot20240524-125346

My moto G82 device screenshot. Apart from that this default option only works when any app is not open. You can use cred directly by opening the app and selecting tap& pay option.

Deal Cadet Deal Cadet
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What if I don't have option of cred and Gpay at the same screen of which you shared screenshot. I only have option of imobile app. 

Deal Cadet Deal Cadet
Link Copied

Off Topic: Don't you think making contactless payment that too without opening any app is a little unsafe?

I'm aware that with physical card we do the same thing but atleast we need to take out the card but our mobile is mostly out in our hands and any person can just take our phone and make the payment. 

Deal Cadet Deal Cadet
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User need to enable NFC first. Off NFC when not in use. 

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Generous Generous
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-UPI on credit card is the best way to earn point and payment as of now 1.5% on TATA neu

-is NFC payment is treated as offline or online or UPI? do u get points on it?

Deal Cadet Deal Cadet
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NFC is treated the same way as card swipe. 

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