Moving from SBI fbb card to a better option

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Deal Cadet
Rag_NLR

Can you suggest the best way to move from SBI fbb card to a comparatively good other SBI card.
I dont have SBI account or other priority benefits. I use this card merely for bank offers for online purchase.
Is there a LTF SBI card or card with minimum fee?

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Deal Cadet Deal Cadet
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SBI Simply Click offers good bang for the buck. It is 499 joining and annual, they may make the first year free, and give gift vouchers which offset the 2nd year fee as well. Benefits are quite decent.

If you use Ola a lot, then you can even go for the OlaMoney SBI card. Previously it used to allow payment on Ola money postpaid as well, and provided 7% cashback on it, but since then, Ola postpaid has had a drastic merchant reduction, and you can no longer use CC to pay off postpaid, so sheen taken off. But for a frequent Ola user, it’s still a decent card. 500 joining and annual, 1st year free maybe.

Deal Captain Deal Captain
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starbearer wrote:

SBI Simply Click offers good bang for the buck. It is 499 joining and annual, they may make the first year free, and give gift vouchers which offset the 2nd year fee as well. Benefits are quite decent.

If you use Ola a lot, then you can even go for the OlaMoney SBI card. Previously it used to allow payment on Ola money postpaid as well, and provided 7% cashback on it, but since then, Ola postpaid has had a drastic merchant reduction, and you can no longer use CC to pay off postpaid, so sheen taken off. But for a frequent Ola user, it’s still a decent card. 500 joining and annual, 1st year free maybe.

I guess joining fee is nil and annual charges are 499+gst right ?

Deal Cadet Deal Cadet
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MrKool_JJ wrote:

Sbi simply click.

Joining and annual fee at 499+taxes. They may choose to waive the joining fee. You get an Amazon voucher worth 500 when you get the card, so it can offset the joining fee if they apply it.

Since you already hold a card, you can ask for an upgrade.

Deal Lieutenant Deal Lieutenant
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Anyway to get a Ola money sbi card instantly?
Have a Sbi prime card already but my pincode is not serviceable for Ola Money Sbi card.
Any workaround ?

Deal Cadet Deal Cadet
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Topsey wrote:

Anyway to get a Ola money sbi card instantly?
Have a Sbi prime card already but my pincode is not serviceable for Ola Money Sbi card.
Any workaround ?

Have you tried expressing interest on the Ola app directly?

https://www.olamoney.com/olamoney-credit-card/i...

Perhaps that will help.

If not, you can always contact SBI CC. Since you hold one of their premium cards, should have some leverage.

Deal Cadet Deal Cadet
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Thank you all for the suggestions

Pro Shopping Friend Pro Shopping Friend
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Rag_NLR wrote:

Thank you all for the suggestions

Just go for SBI simply Click, fees can be recovered in just 1-2 months

Deal Captain Deal Captain
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caks2006407 wrote:

Just go for SBI simply Click, fees can be recovered in just 1-2 months

1-2 months grin
How come so fast? 🤩
Spending 1lk in 60 days is way too much bro speak_no_evil

Pro Shopping Friend Pro Shopping Friend
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MrKool_JJ wrote:

1-2 months grin
How come so fast? 🤩
Spending 1lk in 60 days is way to much bro speak_no_evil

Why 1lac?
1-2 months if u are active on trading section like pay power bills at discount etc
or just wait for offer and help a dimer at nominal charge like 200-300
Anyways do not take it literally

Deal Captain Deal Captain
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caks2006407 wrote:

Why 1lac?
1-2 months if u are active on trading section like pay power bills at discount etc
or just wait for offer and help a dimer at nominal charge like 200-300
Anyways do not take it literally

Does this card offer any special discounts on power bills?

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MrKool_JJ wrote:

Do you have any offer link for this?
#TIA.

https://www.sbicard.com/sbi-card-en/assets/docs...
Amazon 10x rewards = 10 points Rs100 u get and 2000 points=500/-Amazon GV u can redeem
Wallet loads – no points
During sale on Amazon/FK – Yono(5%)cardDisc(10%)Points(2.5%) u get for many products except some mobiles and other items(Total=17.5%)
Other times u can use zingoy

Deal Captain Deal Captain
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caks2006407 wrote:

https://www.sbicard.com/sbi-card-en/assets/docs...
Amazon 10x rewards = 10 points Rs100 u get and 2000 points=500/-Amazon GV u can redeem
Wallet loads – no points
During sale on Amazon/FK – Yono(5%)cardDisc(10%)Points(2.5%) u get for many products except some mobiles and other items(Total=17.5%)
Other times u can use zingoy

I was talking about the 2.5% discount on power bills.
Also, Cleartrip transactions done from affiliate channels will not be eligible for 10x reward points (i hope this is only applicable on CT not on other online partners since they haven’t mentioned anything about any other partners)

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MrKool_JJ wrote:

I was talking about the 2.5% discount on power bills.
Also, Cleartrip transactions done from affiliate channels will not be eligible for 10x reward points (i hope this is only applicable on CT not on other online partners since they haven’t mentioned anything about any other partners)

Pay the bill from Amazon or buy gvs from Amazon and pay the bill to get 2.5%CB as points as mentioned in my earlier post. Its CB not discount.
This is discussed many times here
10x u get for other channels, never used on CT as I have other cards for travel.

Deal Cadet Deal Cadet
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Also i checked on porting reward points. It is not possible. I have burn out all points and then port

Deal Captain Deal Captain
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caks2006407 wrote:

Pay the bill from Amazon or buy gvs from Amazon and pay the bill to get 2.5%CB as points as mentioned in my earlier post. Its CB not discount.
This is discussed many times here
10x u get for other channels, never used on CT as I have other cards for travel.

Thank you.

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