https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9800360
HDFC tata neu plus? If you haven't tried for it..then try from tata neu app
multiple Rupay CC applications got rejected over last 3months.
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I have applied multiple rupay cc (ICICI, HDFC, Axis, BOB & Indusbank. ) and all of them got rejected despite of having good credit score ( verified over paytm app). rejection reason says can be due to low credit score or having existing loan
I too have multiple visa or master credit cards and using them since last 15yrs with no dues.
I need a rupay CC so guys please your opinions in getting approval of rupay CC
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https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9801627
Applied and it got rejected.
KYC verification call was smooth still no idea why it got rejected
KYC verification call was smooth still no idea why it got rejected
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9800405
Get blessings of @abhishek012
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9800498
I don't know, have you considered too many applications in a short period could be the reason for the rejection?
Also if you have multiple cards, call customer care of one of the banks and call if they could issue a rupay card for you.
Or ask them to change your card network. Worth the try. Stop applying for new cards, too many entries will dissuade any card company.
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9800799
If you have an existing CC from with SBI, ICICI, HDFC, Kotak or IDFC, each of them offers a pre-approved RuPay CC that will share the limit with your existing CC. That way you can escape a CIBIL inquiry and avoid whatever is causing your applications to fail.
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9801632
true.
today evening I got a message from IDFC offering rupay CC on my existing card.
today evening I got a message from IDFC offering rupay CC on my existing card.
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https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9800817
If you have a SB account with HDFC, a virtual RuPay card can be created at Rs.99 per year (+GST) in no time. Check it out at...
https://www.hdfcbank.com/personal/pay/cards/cre...
IDFC First Bank also issues a virtual RuPay CC for Rs.199 per year (+GST) if you hold any IDFC CC, even Wow card that is issued against FD as low as 5k.
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9801634
sure. will check as per your suggest.
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9801716
😄 Nope. Never.
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9801912
That's unfortunate. I got almost all my RuPay CCs without any cibil enquiry:
HDFC Neu Infinity LTF: Applied
ICICI RuPay Coral: Pre-approved
BOB Easy virtual: Pre-approved
PNB: Applied with ITR
Yes Bank Virtual FinBooster: Pre-approved
Kotak UPI: Pre-approved
Kotak League Platinum: Applied
Axis Kiwi/Kwik: Pre-approved
IndusInd RuPay: Pre-approved
IDFC First virtual: Pre-approved
Saraswat: Applied
Just do regular transactions with your Visa/MC ones and bank may give you RuPay one pre-approved
SBI has not offered my yet 
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9803271
HDFC, ICICI, Axis, indusland & IDFC are applied no luck
BOB is charging 500 joining fee, and 500 annual fee ( can be waved off if 50k per annul transaction is done )
below having joining fee ?
PNB:
Yes Bank Virtual
Saraswat
Kotak UPI
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https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9803269
HDFC, ICICI, Axis, indusland & IDFC are applied no luck
BOB is charging 500 joining fee, and 500 annual fee ( can be waved off if 50k per annul transaction is done )
below having joining fee ?
PNB:
Yes Bank Virtual
Saraswat
Kotak UPI
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9840504
Is idfc first select best credit card from idfc? But it's Visa card.. Looking for rupay one
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9893896
I didn't understand this too...
I have an idfc power rupay card,
But i keep on getting messages to start using my IDFC Select On UPI for ₹199.
I don't know, How is the visa card used for UPI
https://www.desidime.com/discussions/multiple-rupay-cc-applications-got-rejected-over-last-3months?page=1#post_9963824
Finally I managed to get Kotak & IndusInd Rupay creditcards.
am using them successfully
Thank you all for sharing your thoughts in this thread
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That's unfortunate. I got almost all my RuPay CCs without any cibil enquiry:
HDFC Neu Infinity LTF: Applied
ICICI RuPay Coral: Pre-approved
BOB Easy virtual: Pre-approved
PNB: Applied with ITR
Yes Bank Virtual FinBooster: Pre-approved
Kotak UPI: Pre-approved
Kotak League Platinum: Applied
Axis Kiwi/Kwik: Pre-approved
IndusInd RuPay: Pre-approved
IDFC First virtual: Pre-approved
Saraswat: Applied
Just do regular transactions with your Visa/MC ones and bank may give you RuPay one pre-approved
SBI has not offered my yet