Yes, too much fuss, they don't approve the self employed having home and office address as same... also ask for company sign board if you show a business...
Yes I agree, first time they done both home and office verification for a credit card is from Bob.
I hold Bob select ltf
I have cards from sbi, icici, rbl, indusind, idfc and axis, none of them did these types of verification
sendhil.warrior304 wrote:Yes agree, I too have HSBC, sbi, hdfc, 2 axis but none of them had this verification processI have cards from sbi, icici, rbl, indusind, idfc and axis, none of them did these types of verification
Agnivo007 wrote:They asked for my ID card and taken photo of it, after that I got call from Bob cards to know whether the verification guy demanded any moneyYes, too much fuss, they don't approve the self employed having home and office address as same... also ask for company sign board if you show a business...
I am self-employed. In my case, surprisingly they approved BOB Select after I submitted them ITR over email but only after a fight. I had savings account with them. No home or office address verification was done.
Initially, they denied the card saying incomplete docs yet never asked for any income docs. Plus I had not submitted the fully completed application yet they had done multiple CIBIL hard enquiries. When I asked why so many enquiries they said every time I open the credit card application page, an automated enquiry is done even if I did not finish applying for the card and was merely exploring which cards were applicable to me as per entered income and PAN.
I threatened to complain to RBI since they denied falsely claiming that my submitted docs were incomplete. How was I supposed to know they wanted ITR if they never asked for it? I immediately emailed them the docs - dunno if the RBI threat worked or submitting the docs but it was approved with a measly low limit of ₹25,000. Hope to get it increased soon now that 6 months are complete.
I used it a lot for getting big discounts on Licious app and flat ₹50 off when paying utility bills via Amazon.
Same process to me also and Verification person asked For money and I gave him(if not I thought he reject my application)
Siva1Bopparaju wrote:Did you got call from Bob to know about verification person, you might complain to themSame process to me also and Verification person asked For money and I gave him(if not I thought he reject my application)
