https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9857590
you can try these: https://www.aubank.in/personal-banking/current-...
Need alternate options of Paytm payment bank current account
- 2427
- 56
-
- Last Comment
Need a current account with zero maintenance charges with virtual debit card and no annual charges
Purpose is for money acceptance for shop also for some offers
Au bank cannot be activated due to service is not available in area
And i have two different number. Otp is arriving in one number but i want to open digital account in another number
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
55 Comments
|
19 Dimers
- Sort By
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9857643
There is one digital current account option which may suit you.
View 8
more replies
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9857741
No alternative which is as good,smooth,fast,easy and convenient as paytm.
Used kotak 811 - not smooth, laggy ui, less availability nd charges are also there.
Used rbl - too much charges, laggy, and too much spamming.
Neo banks - no trust.
Airtel bank - it is fine but not near paytm. As it's synonym is chortel.
Au - not used personally but people say it is good.
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9857773
- @tappukepapa au ka review do as compared to paytm
View 27
more replies
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9857759
Try AU bank digital account, Kotak 811 acc or Airtel payments Bank.
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9857870
Au service is not available in my area. Also qadhar linked mobile number and required mobile are different
View 2
more replies
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9858199
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9859190
Regardless of what others may argue, it is widely acknowledged that Paytm excels in various aspects such as user interface, transparency, payment success rate, and charges. I find it puzzling why the RBI is primarily targeting Paytm. There are other subpar banks in the market, like Airtel, that should be banned instead. It appears that there may be some personal vendetta against Paytm. Nevertheless, Paytm has been and will continue to be the best option.
Hail Paytm.
Paytm will live forever.
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9859750
Never go with Kotak I repeat never, they undergo maintenance most of the time and UPI is disabled during those times. I have lost many payments opportunity due to this. App is like a decade old with shitty UI and slow response. No other app is as fast and smooth as Paytm with almost every features under a single roof. I'll miss Paytm
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9859835
Let accept the truth: Paytm never charges you even a single penny. All other banks deduct the charges even on insufficient funds while doing online payment. I'll miss Paytm bank because it never let me down even on Sundays or mid night transactions. Paytm alerts you before initiating transaction when 2nd party's bank face any issue. I quite like this feature.
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9860580
One thing that I would like to let you all know about Paytm bank is that if you will go into the app and you will request for the bank statement in Excel format it will give you almost all the details about every single transaction. till now date I have not seen any other bank which gives you statement with that much detail in the Excel format.
from Paytm bank statement you can see the upi ID that you have used while paying to someone. so suppose if you have linked your paytm bank account on Google pay and if you will pay through Google pay on some merchant QR it will show you that this was the upi ID you have used.
and if you will receive money from someone it will even show you the upi ID of the sender, not just that it shows you remarks completely.
it tells you the exact time at which transaction was done or initiated.
no other banks gives such a detailed statement so yes that puts Paytm on the top of all the banks.
https://www.desidime.com/discussions/need-alternate-options-of-paytm-payment-bank-current-account?page=1#post_9864854
Paytm has been Banned because of there is no proper Regulations 
Click here to reply
Reply
No alternative which is as good,smooth,fast,easy and convenient as paytm.
Used kotak 811 - not smooth, laggy ui, less availability nd charges are also there.
Used rbl - too much charges, laggy, and too much spamming.
Neo banks - no trust.
Airtel bank - it is fine but not near paytm. As it's synonym is chortel.
Au - not used personally but people say it is good.
Regardless of what others may argue, it is widely acknowledged that Paytm excels in various aspects such as user interface, transparency, payment success rate, and charges. I find it puzzling why the RBI is primarily targeting Paytm. There are other subpar banks in the market, like Airtel, that should be banned instead. It appears that there may be some personal vendetta against Paytm. Nevertheless, Paytm has been and will continue to be the best option.
Hail Paytm.
Paytm will live forever.
Let accept the truth: Paytm never charges you even a single penny. All other banks deduct the charges even on insufficient funds while doing online payment. I'll miss Paytm bank because it never let me down even on Sundays or mid night transactions. Paytm alerts you before initiating transaction when 2nd party's bank face any issue. I quite like this feature.