Need help!. Applied for SBI Pulse Credit Card
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Hi guys. First time posting here. I recently applied for a SBI Card through a mall counter. I had choosen SBI SimplyClick while applying. However, after sometime I got verification call from SBI and in it they offered the SBI pulse card. I unfortunately agreed to it.
In the last 2-3 days I realised what a miserable card it is after going through the rewards rate. The only good thing(maybe) is that I would get the NoiseFit smartwatch, but that too after paying a joining fee of 1500+gst. I don’t know what to do. I talked to the person through whom I had applied and he said to first receive the watch and then change the card. But I don’t know if that is possible.Â
Any suggestions would be most helpful.
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Price of the Pulse watch is 1999. I am sure during sales this would come around 1500. So SBI are not giving any superb joining bonus. It is just the watch which is of almost same the worth of your joining fees. Also Reward Points are given for Medicines. Without this credit card, you can easily get medicines for 20 – 30% discount. You can cancel this application and opt for some useful card.Â
Unfortunately the process got completed. I am usually very careful with such things but I don’t know why I even applied. Is there some way to downgrade the card?
The application went through, and I realised too late. Really feel shitty for making such a dumb decision.
SBI ke saare card faaltu hai ,Â
First of allÂ
before activation of card you should call sbi card customer care and ask to replace with simply clickÂ
after activation i don’t knowÂ
Happens with me got prime card in place of simply click after complaint to customer care and agent i got replacementÂ
@demerius2020 Simplyclick toh acha hai na? uski reward rate thik hi hai, aur milestone rewards bh hai
@Smiling Since the card has already been dispatched and I have received the last 4 digits of Card, so that means card is already activated. Is there any way to downgrade it to Simplyclick within 1 year, so that I don’t have to pay 2nd yr fee?
Once you receive the card,
Call CC and ask them to change as per your need.Â
Don’t do anything with the card you received.Â
@TechnoFrendz I not be charged the joining fee if I do not use it?
I didn’t choose pulse card. I have selected simply click
I would like to applyÂ
if the process is not compelete then don’t take it . Most of the people here have life time free cards and until the cards rewards rate are very good there is no benefit in taking paid cards ! do research about axis ace cards like that are worth the fees.
Don’t take it with good card you can buy the watch urself with rewards etc , this card isn’t worththe fees.