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Need help on credit card query

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kartikxxx
M getting ltf offer for tata neu neucard plus (used to be 499₹).

-Just wanted to know, will it add any advantage since i hold sbi cashback card already.

- also, if i should got for this then should i choose visa or rupay and what benefits do they have over one another?

- is there any way to get infinity card and reject this plus card as ltf?

Ps - i don't hold any hdfc or rupay till now.

Tia
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Pro DealBaba Pro DealBaba
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Infinity card is good, i thought i  can go for that but after checking the eligibility it showed me only plus card, so a bit confused is it realy worth it , though an ltf?

Deal Captain Deal Captain
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As u hold sbi cb already its not a good idea to take this card even though its ltf !

Do consider this things

1)if u book mobile for others (and dont have any hdfc card)

2)regularly shopping in croma (high value transaction)

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Pro Coupon Hunter Pro Coupon Hunter
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U can get 2% extra on Tata neu app spends. Apart from that if u don't hold any HDFC card already then it will benefit u in sales.

I opted for Rupay variant as most of my CCs are Visa Variant.

Pro DealBaba Pro DealBaba
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Extra 2% , for that i have sbi cb card it will give extra 5% no???

Also, does this rupay varient eligible for rupay offers, as we see in amazon friday 20% something like that?

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Benevolent Benevolent
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Dear Customer, you are shortlisted for the Tata Neu HDFC Bank Credit Card with No Joining Fee offer. Save 10% back, https://tneu.in/xR...OI - Tata Neu..


Will They Ask Any Income Documents ?? Will Agent Come Home For Verification ??

Mobile Guru Mobile Guru
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Income - NO
Address Verification - YES
^^ Non-Existing user
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Finance Ninja Finance Ninja
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You can take rupay for rupay offersi guess though i would recommend the infinite variant instead of the plus one.

Pro DealBaba Pro DealBaba
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Hmm, they are not offering infinity confused

Commentator Commentator
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1. If no loans planning in near term take LTF offer.

2. Rupay. May help in UPI transactions in future.

3. Impossible to answer such. Can't predict.

Helpful Helpful
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When I got the email it was showing LTF but after verification  it changed to paid version when again a week later I got a 2nd email then I got it as LTF.

Pro DealBaba Pro DealBaba
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flushed

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Deal Baba Deal Baba
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@kartikxxx @Random123 I applied for it, on Video KYC page I'm repeatedly getting. Something went wrong, please try again. It's been 1 hour. Any solution?

Pro DealBaba Pro DealBaba
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Please try again
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Deal Baba Deal Baba
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Anyone else getting this repeatedly? Screenshot20230203-155308
Hunk Hunk
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Enable Location and try, it may work properly.

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Deal Baba Deal Baba
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@kartikxxx Add this in OP. Don't use Netbanking as authentication method (if you have secure ID enabled) in application else it will be stuck. Use DC method on 2nd step.

I am stuck, at least others will not be 🥲

Deal Baba Deal Baba
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My application got screwed due to this. Now I am not able to select Video or Physical KYC, it's erroring out all the time sad

Deal Baba Deal Baba
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Such a scam in my case. Application got stuck on Video KYC. Doesn't let me proceed and CC said start afresh when clearly there is no option. On 1st Feb, I got email for LTF card. Now after 2 days of stuck application, email is showing no Joining Fees offer -_-

Stupidity!

Deal Lieutenant Deal Lieutenant
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Got LTF Offer Applied TataNeu HDFC Visa Variant 

I Am Afraid Of  RUPAY 😃


Pro DealBaba Pro DealBaba
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Which one, infinity or plus?
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Helpful Helpful
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Mine HDFC Tata Neu Card Showing Bank Of America In Cred App instead of HDFC credit Card.

Deal Lieutenant Deal Lieutenant
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So u hold international CC 🥲

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Cool Cool
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Showing LTF exclusively for you (infinity varient),

After entering pan, getting error "Something went wrong. Please try again"
#Existing millenia cc user

Coupon Baba Coupon Baba
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TataNeu Infinity Credit Card got approved 😅 Existing HDFC customer. It is LTF Double confirmed with Customer Care 🥴

Pro DealBaba Pro DealBaba
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King Rocks fire
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Helpful Helpful
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I applied with a different mobile no and it took them a day to recognize that I am their existing customer. It showed some limit initially, but later they are sharing my limit with the existing DCB. I took rupay variant, as I was not having any rupay cc. They offer rupay select to Infinity variant, not sure of the plus variant.  Although visa variant is good too, as it comes with priority pass. Any idea if addons are allowed on this?

Critic Critic
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Both Visa & rupay variant of infinity card come with 4 free international lounge access(1 per quarter, visa variant provide access via priority pass while rupay provides access via their own network). Infinity card comes in rupay select while plus card comes in typical rupay variant(rupay select is equivalent of visa signature).

Deal Cadet Deal Cadet
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Beware: hdfc rupay credit card emi option not available on amazon website (tested with hdfc indian oil rupay credit card)..

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