Need help on No Cost EMI

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B3A5T
If I make a purchase on No Cost EMI, and later cancel it after few days,
Would I be paying more than the amount if I had paid it immediately or I would get the Interest as discount?
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Thank you very much

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Benevolent Benevolent
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Every bank has a different policy. Which credit card do you intend to use? 

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Apay ICICI.
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Cool Cool
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ICICI Amex and Citi allows NCEMI cancellation with out any charges.. the only extra amount you pay is 199+GST for ICICI and Citi, 99+GST for AMEX.

Cool Cool
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Just confirmed cancelling a emi on coral ICICI card. Even 199 processing fee is reversed.

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hdfc also sometimes reverses 199 but not GST

Deal Cadet Deal Cadet
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What about axis?
Entertainer Entertainer
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Stumbled upon this thread. Normal price of the product was 45k. (46k-1k bank discount) After no cost emi, it charged me 41.5k (There was no extra offer for choosing EMI offer)

Why did this happen? And what if I cancel no cost emi now? How much will I have to pay? 45k or 41.5k?

Card is ICICI Sapphiro MasterCard

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