Need help on No Cost EMI
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If I make a purchase on No Cost EMI, and later cancel it after few days,
Would I be paying more than the amount if I had paid it immediately or I would get the Interest as discount?
Would I be paying more than the amount if I had paid it immediately or I would get the Interest as discount?
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https://www.desidime.com/discussions/need-help-on-no-cost-emi?page=1#post_9032331
Thank you very much
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https://www.desidime.com/discussions/need-help-on-no-cost-emi?page=1#post_9032334
Every bank has a different policy. Which credit card do you intend to use?
https://www.desidime.com/discussions/need-help-on-no-cost-emi?page=1#post_9032389
Apay ICICI.
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https://www.desidime.com/discussions/need-help-on-no-cost-emi?page=1#post_9032432
ICICI Amex and Citi allows NCEMI cancellation with out any charges.. the only extra amount you pay is 199+GST for ICICI and Citi, 99+GST for AMEX.
https://www.desidime.com/discussions/need-help-on-no-cost-emi?page=1#post_9033428
hdfc also sometimes reverses 199 but not GST
https://www.desidime.com/discussions/need-help-on-no-cost-emi?page=1#post_9033478
What about axis?
https://www.desidime.com/discussions/need-help-on-no-cost-emi?page=1#post_9609339
Stumbled upon this thread. Normal price of the product was 45k. (46k-1k bank discount) After no cost emi, it charged me 41.5k (There was no extra offer for choosing EMI offer)
Why did this happen? And what if I cancel no cost emi now? How much will I have to pay? 45k or 41.5k?
Card is ICICI Sapphiro MasterCard
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mostly You remain in profit if all works well.
Rest read more on DD
https://www.desidime.com/discussions/does-no-co...
https://www.desidime.com/discussions/no-cost-em...
lots more if you search a bit.