Check with friends/family first
Check with banks for personal loan
i have 1 lakh around credit card bill to be paid.
but i do not have that much funds now.
i am thinking to take a loan of 1 lakh and pay small emi for next 2 years.
can anyone help me how to do this and how to get this money at lowest interest rate.
or anyone can help me to get this done in any other way? (like order products for someone) or any other method
please help me
Check with friends/family first
Check with banks for personal loan
you will repeat this so close all your cc and if you still want a cc then get a fd based cc
if you are earning then go to bank branch and ask for personal loan
Take from friends and family and return it as soon as you can. If not, then go for bank loans.
Small EMI causes Big financial loss.
Big EMI causes Small financial loss.
Make personal sacrifices and go for Big EMI.
As I posted in another thread, a credit card is NOT meant to be used when you do not have money. If you do that, you are heading on the road to financial self-destruction.
You already got a lot of suggestions to come out of this situation. Follow the best suitable for you.
And close all your CC ASAP. Get them again once you are not in debt or have stable income.
Do you have any agricultural land in your name bro?
Take friends and family help if it's just 1lac, no more cc, don't keep them with you!
Do not go for third party loan applications unless you have other options.
In which bank your salary is getting credited? Contact them and negotiate with them. If you are using HDFC and if you are a classic/preferred customer you may contact your relationship manager to get the loan at best rate.
and take it as a lesson and dont spend if you dont have money to pay bill. I would suggest to change limit to lower from app to save yourself from this from next time.
try if you can convert that bill in emi or take personal loan or ask around people if you intend to pay back on time just like installments but no emi if you take it from people you know.
Contact ur salary/savings account bank , assuming ur cibil is good, they will give u pl at 10-12% .
Asko chk with icici , as they offer lower rates for pl.
Good luck
Check Cred cash ..bank also offer pre approved lonas. Navi cash also hear good. Tata capital is there too. Flipkart also giving loans with no processing fee
Ok checking
@bhavyas yes I understand......i will have to change this habit... I tried to apply Bajaj emi card but they have stopped it
And that's why some wise man advice to spend in your limits, but i think it's some emergency.
You should have tried unicard and bajaj 6 months emi card without interest.
Unicheck try kro but they credit on 21st of every month.
They give some amount without any processing fee and interest. Free of cost.
I have 50k limit for this.
This may give you some buffer time.
can we repay in one year or two years?
Bro spend amount on credit cards when you have 2x in your savings account otherwise it leads to unnecessary debits
Check with icici bank
Credpe
Pice
SnaPay
can we repay in one year or two years?
Bro spend amount on credit cards when you have 2x in your savings account otherwise it leads to unnecessary debits
Check with icici bank
Contact ur salary/savings account bank , assuming ur cibil is good, they will give u pl at 10-12% .
Asko chk with icici , as they offer lower rates for pl.
Good luck
Small EMI causes Big financial loss.
Big EMI causes Small financial loss.
Make personal sacrifices and go for Big EMI.
As I posted in another thread, a credit card is NOT meant to be used when you do not have money. If you do that, you are heading on the road to financial self-destruction.