Need help to choose best fuel Credit Card
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Monthly iam spending 4000 to 5000rs for fuel . So iam looking for a fuel credit card but iam really confused which one should I select. So please help to choose the best card with better rewards points . Iam okay to pay 500+ gst annual fees and I already own ICICI Amazon pay credit card and Flipkart axis credit card.
Below are my personal findings pls correct if I’m wrong.
1, SBI BPCL Credit Card
Annual fee 499 + gst
4.25% value back
works only in BPCL pumps.
Will get rewards points if swiped using Any banks POS machine.
2, Axis IndianOil Credit Card
LTF if applied before 31 march
5% value back
works only in Indianoil pumps.
will get rewards points/cash back only if swiped with Axis Bank POS machine.
3, ICICI HP Super Saver Credit Card
Annual fee 500+ gst
5% value back
works only in HP pumps
will get rewards points/cash back if swiped using any banks POS machine.
4, HDFC IndianOil Credit Card
Annual fee 500+ gst
5% value back
works only in IndianOil pumps.
will get rewards points/cash back only if swiped using HDFC Banks POS machine.
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I’m currently using junio card for past 2 months, it is giving me full surcharge refund and 4% cashback. It might be a good temporary solution but I don’t expect them to provide these benefits forever 
I’d suggest get a card which will give rewards on any pos machine.
I got one citi iocl and none of the Indian oil pump near my location have citi pos machine.
Will get sbi octane or bpcl as you mentioned they work on any bank pos machine.
Minimum points for Citi iocl redemption is also set at 10k points which is not easy plus seems uncertain as citi likely going out
@ItsBetter
what is the annual fee of citi card ? I read somewhere that citi stopped their operation in india is it true ? My nearest branch is 90 km away from my house is their any chance to get .
Axis indian oil card is good ltf and 5% value back but the only problem is rewards is only applicable if we swiped via Axis pos machine (need to confirm this )
BPCL SBI Octane credit card.
https://www.sbicard.com/en/personal/credit-card...
Higher fees though.
Union bank HPCL RuPay credit card also available - https://www.desidime.com/deals/union-bank-launc...
What is the opinion about icici hp super saver card .
5% cash back .
we will get 5rs for 100rs spend.
While sbi bpcl card only gives 4.25rs for 100 rs spend
How about citi indian oil card in comparison to the 4 cards mentioned in the post?
annual charge is high
I was using HDFC IOCL CC from the last 04 months at Indian Oil Pump and was wondering why I am not getting 5% cashback. Thanks OP to enlightening me that cashback works only with HDFC Bank POS machine.😀
Filled fuel around Rs. 12500/- w/o cashback in the past 4 months. 😒
Which is the best Indian oil credit card for monthly spends 6k-7k ?
I am using ICICI HPCL super saver. Gives 5% direct cashback in bill + 1.5 % payback (6 points) if paid via HP pay app. So , overall 6.5% return on max 5000 / month spend.
how to use both card and hp pay app together in the payment time ?
Any way of availing discounts while purchasing petrol except for credit cards?
I have seen some guy selling hp petrol pump gv at discount
Following.
Have fuel spends of 5000 per month on average… any more tips/tricks?