Need info about RBL Bank ETMoney LoanPass Credit Card

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Hunk
skaluva

https://www.rblbank.com/product/credit-cards/rb...

Reward Program:
- Earn 1 Reward point on every Rs. 100 you spend
- Earn 2X Rewards on all your spends on weekends (Saturday & Sunday). You can redeem all your reward points at www.rblrewar...om

Monthly Benefit:
- Earn 20% cashback on all your spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback is Rs. 250

You can view your accumulated cashback on the ETMONEY app at the end of your billing cycle. Cashback can be redeemed from the ETMONEY app. You need to redeem your cashback within 90 days of accrual, before it gets expired.

Movie Benefit:
- Get 1+1 free movie ticket (Up to Rs. 200/-) on BookMyShow once a month for Weekend shows

Spends linked Benefits:
- Annual Fee for the next year is reversed on spends of 1st Rs. 1 lac in a year
- Get additional 1000 Bonus Points on spends of next Rs. 1 lac (post annual fee reversal) up to 10 times a year

Fuel Surcharge waiver:
Waiver of fuel surcharge up to Rs. 100 a month for fuel transactions between Rs. 500 and Rs. 4000

Fee
RBL Bank ETMONEY LoanPass comes with no fee for the first year.
2nd year onwards: Annual Fee of Rs. 499/- + GST.

Earn your fee back
Annual Fee 2nd year onwards is waived off if spends are more than Rs. 1 lac in the previous year

Anyone have this card? i want to know about cashback details..
When cashback will be credited? Immediately or stmt generation?
Will it be adjusted in due amount?

Last question, is it good to have considering 20% cashback feature?

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yes I have this card
I add Rs. 1250 every month to amazon pay to get 250 cashback

Hunk Hunk
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bro, how do you get the cashback, as stmt credit? I mean will it be adjusted in next month purchases? It says, cashback need to be redeemed within 90days.. what does this mean?

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Hunk Hunk
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@A2Zdeals
Sorry to tag you, thought you might be knowing some info about this card

Hunk Hunk
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@_One_Miller_

bro, can you share some info about this card if you know?

Community Angel Community Angel
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I stopped keeping eye on RBL cards this year. They are not worth the hassles. Customer care support is very bad, if anything goes wrong then no positive response from their side. During lockdown, RBL decreased limit of CC as low as 10000. And they do not close CC even after lot of requests repeatedly. Better to stay away from RBL.
It’s not worth if it costs you your peace

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yes option to redeem cashback is visible in etmoney app after statement generation, and it gets credited in next month statement

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yes cashback is in form of stmt credit in next statement. Cashback redemption means after generation of statement, etmoney app will show option to redeem cashback, you will have to manually click on redeem cashback option within 90days for it to credit in your credit card account otherwise it will expire

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