Need Investment Advice from Experienced Dimers !
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Hi All,
I want to Invest 3 Lakhs for 6 months !
I want to know any scheme or any policy which provides monthly income from 7 th month or after certain period ?
Policy should be Govt. Registered or Approved or Licensed !
Kindly post certain details like policy or scheme name with contact details to invest !
Thanks in Advance
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Yes, Bharat pe is the Best option, offering 12%. I invested 2 lac in Bharat pe
Since Iran America tension continues, stay away from equity market. Invest in traditional safe investment methods.
If you are living in a city with IDFC,DCB & kotak bank branches then invest 1 lakh+1 rupee in kotak to get 6% interest, 1lakh in idfc to get 7% interest & 1 lakh in DCB shubhlabh acc to get effective 8.3% interest(incl cashback).
Why not 3 lakhs in DCB shubhlabh acc to get effective 8.3% interest
when you use the word “policy” it implies you are considering insurance. insurance is not an investment product.
however, if you are willing to invest on long term basis then there are annuity products offered by insurance companies.
however, if want to invest just for 6 months, then stay with Bank FD or high interest savings accounts.
Congratulations on Level Upgrade
Will suggest to open FDs. Still less but something with security. And open 2-3 accounts in different banks. I came to know only 1 lac is insured if anything happens to bank. @rogerthat is it true banker babu?
1 lakh insured amount rule is there since 1961. However it is also a fact that RBI has never allowed any scheduled commercial bank(read the wiki definition,basically it is every major Indian bank(public or pvt) which is not cooperative bank) to fail in India till now.
Invest 1.5Lacs on 31st March and 1.5Lacs on 1st April in PPF account.
And here goes 15 years
Park these funds in an ultra short term debt fund. I would recommend Franklin ultra short bond – direct plan: https://www.valueresearchonline.com/funds/16854...
It has delivered 9.71% returns in last 1 year and 4.75% in last 6 months.
For monthly income from 7th month onwards or whenever, start an SWP for your chosen amount, say, Rs 10,000 per month.
All the best
Today itself I parked 1L in ABSL Low Duration D plan.
Chose it over Franklin only coz that had Vodafone Idea in its portfolio.
Is this thread only for English speaking people. Speak in hindi also so other can understand
Translate this into “HINDI”- “Since Iran America tension continues, stay away from equity market. Invest in traditional safe investment methods.”
Without google translate You would understand why this thread is in english
Do note , i am talking of “Hindi” and not the adulterated forms of it
@bikidas2060580 Used your comment as sample bro
@singh.sourabh4224598 kuch boliye bhai. App ke liye ham itna mehnaat kiye, chotasa Uttar aapse, bada khushi dega hame
Buy emami Ltd shares…it will give 15-20% return within 30 days
How did you know bhai? Please give reasoning too
hello bro buy 3lakhs gold… wait time period u desired thats better
As on 1-jan-2020, Rrate of interests
- Senior citizen (8.6 %) PF (7.9 %) ,NSC (7.9) ,New pension scheme (NPS)
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— Bharatpe(12) ping me for link
Bharatpe 12%?? What’s that?
FD??
Yes housing is not in good place right now. But Tata name is more than enough for trust, incase of default tata sons will come to rescue, that’s ethics of Tata, which was not there for Ambani….
But what about peace of mind. As they say,money can buy you bed but it cannot buy you sleep. Isn’t it better to sleep peacefully with 1% less return with savings acc in 3 banks(especially considering it is 3-4 lakhs for 2-3 years)?
@mrKool_JJ @malikcool Yes Bank is just a gamble after its meltdown which paid off for you but that does not change the fact that principle behind this profit is pure luck & nothing else. I can assure you that even if you had made 1 lakh profit on yes Bank shares after its meltdown, you will one day lose more than that in another share by following this same principle you relied on when buying Yes Bank shares. Think of this as a smart trap where you first make good profit only to end up in even greater loss months/years later. This is also why there are so few share market millionaires & billionaires compared to entrepreneurs. Your so called big fishes are well aware of this trap & that is why they either stayed away or played with hedges in place. There is a difference in earning a profit of 1 lakh in yes Bank shares in 2020 & then losing 2 lakhs in 2022 in another share compared to big fishes earning 1 lakh in Yes bank shares in 2020 & then losing 20k in 2022 in another share which is why they are big fishes & you are not.
Yes bank share is meant for trading not for investment. If one take Yesbank as an investment then definitely he will lose the money. Yesbank share was available @ mere 6-7 rs. Still I didn’t bought even for trading as there was all negative news around that time. The day RBI announced 75% shares lock-in & Yesbank revival plan. It was so obvious that operator will play pump & dump. That’s when I enter into trade booked the profit & exit it.
@BubbleBoyChickenLittle @Awake @bikidas2060
Op ko kisine SBI IPO lene ka advice to nhi diya tha na.
(post consist of 11 pages itna padhne ki himmat nhi )
haha
Invest in SBI IPO
How is bharatpe 12% ROI