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Need list of all Rent pay offers that can be availed without rent agreement in one place

353°
Deal Subedar
longlivesonu...

Can somebody please gather all Rentpay offers that can be availed without rent agreement and how to do details in one place.

Rentpay Website/app name→Best or any good debit/credit/prepaid card to use on that Rentpay website/app for maximum benefit→Cashback/benefit details→Charges for the service→Rent pay waiting time

For example:

1)Nobroker→Using Payzapp→5% cashback upto 350 within 90 days of transaction→1% Nobroker Charges→Rent payment is almost instant or in few minutes to landlord.

@abhishek012 @pingpong @UDEMYCOURSES @rajrocks @nofpd @androgame @saucap @Sigma999 @Siddhartha07
@homedimer

Thanks in advance.

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Use housing app for rent payment, no rent agreement needed, instant transfer.

I use this trick -

Dhanipay RuPay card New Trick, Bank transfer + 100% guarantee Dhanipay 2% Freecashback or 5% Supersaver plan cashback received

Sign up here – https://play.google.com/store/apps/details?id=c...

use my referral code: PM ME to get 30% discount on your first payment fee (use Housing Real Estate App to get refer enter option on checkout).

Pay rent payment through Dhanipay RuPay card, enter landlord UPI ID for instant payment receive.

Don’t need rental agreement.
Transaction fees:
1% until 50k (use my refer code: PM ME ) .
1.3% if you want to pay more than 50k in a single transaction.
Maximum rent payment in a month: 1Lakh. So pay rent 2 times each transaction of 50k so that only 1% transaction fees will be levied.

Note – IDFC credit card works as Debit card on Dhanipay load money, no extra charges

Paytm SBI Credit card also works as Debit card on Dhanipay load money, no extra charges

Deal Lieutenant Deal Lieutenant
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Dont know about rent pay options as i dont pay any rent.

Crusader Crusader
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rohan8397 wrote:

Cred, Redgirraffe, housing, nobroker. These give payment within less time and are safe.

Add Paytm to the list.

Deal Lieutenant Deal Lieutenant
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CITYZEN007 wrote:

Add Paytm to the list.

Paytm takes 2-3 days for crediting

Analyst Analyst
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longlivesonusood wrote:

@_One_Miller_ @BAT_MAN @hese @andromeda @Bk100 @Emo_Telidhu @caks2006407 @rohan8397
@TEMPER

Never availed their services without rental agreement in place.

Nobroker payments are credited within minutes.

Redgirraffe payments takes about 2 days.

I pay via payzapp to compensate for service charges and a few rewards in return.

Deal Baba Deal Baba
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Bk100 wrote:

Dont know about rent pay options as i dont pay any rent.

+1

Deal Cadet Deal Cadet
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abhishek012 wrote:

Use housing app for rent payment, no rent agreement needed, instant transfer.

I use this trick -

Dhanipay RuPay card New Trick, Bank transfer + 100% guarantee Dhanipay 2% Freecashback or 5% Supersaver plan cashback received

Sign up here – https://play.google.com/store/apps/details?id=c...

use my referral code: PM ME to get 30% discount on your first payment fee (use Housing Real Estate App to get refer enter option on checkout).

Pay rent payment through Dhanipay RuPay card, enter landlord UPI ID for instant payment receive.

Don’t need rental agreement.
Transaction fees:
1% until 50k (use my refer code: PM ME ) .
1.3% if you want to pay more than 50k in a single transaction.
Maximum rent payment in a month: 1Lakh. So pay rent 2 times each transaction of 50k so that only 1% transaction fees will be levied.

Note – IDFC credit card works as Debit card on Dhanipay load money, no extra charges

Paytm SBI Credit card also works as Debit card on Dhanipay load money, no extra charges

Is dhanipay card down?
Transaction failing since yesterday night

Entertainer Entertainer
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Bk100 wrote:

Dont know about rent pay options as i dont pay any rent.

+1
No rent here. We live in a tent 😀

Deal Cadet Deal Cadet
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rohan8397 wrote:

Paytm takes 2-3 days for crediting

for me its instant most of the times 1 day maximum in rare cases

Dimer of The Year 2020 Dimer of The Year 2020
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no complied list

Critic Critic
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Keep in mind that paying 50k or above as rent in a month will almost certainly attract income tax department attention if your ITR is not matching(aka paying 50k rent per month with an itr of less than 5-6 lakh).

Deal Cadet Deal Cadet
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rohan8397 wrote:

Cred, Redgirraffe, housing, nobroker. These give payment within less time and are safe.

can we do payment on cred without agreement?

Deal Lieutenant Deal Lieutenant
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rctek wrote:

can we do payment on cred without agreement?

Yes

Community Angel Community Angel
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guest_999 wrote:

Keep in mind that paying 50k or above as rent in a month will almost certainly attract income tax department attention if your ITR is not matching(aka paying 50k rent per month with an itr of less than 5-6 lakh).

Welcome 😂 smile smile smile smile smile smile smile smile smile smile smile smile smile smile smile smile

Analyst Analyst
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guest_999 wrote:

Keep in mind that paying 50k or above as rent in a month will almost certainly attract income tax department attention if your ITR is not matching(aka paying 50k rent per month with an itr of less than 5-6 lakh).

May be IT attention when genuine rent is involved. But if dimers rotate in the name of rent, it is kind of notice proof.

Critic Critic
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andromeda wrote:

May be IT attention when genuine rent is involved. But if dimers rotate in the name of rent, it is kind of notice proof.

How will IT department know what is genuine rent & what is not? Btw for those who don’t know, paying rent above 50k in a month requires you to deduct tds at the rate of 5% on rent amount so if you pay rent above 50k in a month but don’t deduct tds then almost for sure you will get notice for explanation.

Analyst Analyst
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guest_999 wrote:

How will IT department know what is genuine rent & what is not? Btw for those who don’t know, paying rent above 50k in a month requires you to deduct tds at the rate of 5% on rent amount so if you pay rent above 50k in a month but don’t deduct tds then almost for sure you will get notice for explanation.

There is a pinch of sarcasm in my earlier comment.

I get your point. Once TDS is deducted, the same should be credited to IT indicating the same. But for people rotating here, all these are irrelevant. And moreover these alerts are kind of a joke.

Community Angel Community Angel
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guest_999 wrote:

How will IT department know what is genuine rent & what is not? Btw for those who don’t know, paying rent above 50k in a month requires you to deduct tds at the rate of 5% on rent amount so if you pay rent above 50k in a month but don’t deduct tds then almost for sure you will get notice for explanation.

We should deduct tds when we send more than 50000 from one savings account to another through NEFT how income tax dpt will know it is not rent if by mistake remark selected as rent

Critic Critic
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drupal wrote:

We should deduct tds when we send more than 50000 from one savings account to another through NEFT how income tax dpt will know it is not rent if by mistake remark selected as rent

I am talking about payments via rent apps/sites, those transactions appear different from normal neft transactions done between savings accounts.

Analyst Analyst
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guest_999 wrote:

I am talking about payments via rent apps/sites, those transactions appear different from normal neft transactions done between savings accounts.

And god forbid, if IT dept mandates the rental portals to consolidate the data and report to them at the end of month for IT dept’s ML or AI….it is going to get worser for money rotators in the name of rent payments

Community Angel Community Angel
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andromeda wrote:

And god forbid, if IT dept mandates the rental portals to consolidate the data and report to them at the end of month for IT dept’s ML or AI….it is going to get worser for money rotators in the name of rent payments

https://cdn0.desidime.com/attachments/photos/691988/medium/7723691animated-laughing-image-0095.gif?1623994789
Koi bhoole se bhi rotate mat karna bhai warna Kya hoga
@abhishek-bhattacharya

Analyst Analyst
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drupal wrote:

https://cdn0.desidime.com/attachments/photos/691988/medium/7723691animated-laughing-image-0095.gif?1623994789
Koi bhoole se bhi rotate mat karna bhai warna Kya hoga
@abhishek-bhattacharya

I do not rotate and I do not encourage it. To each their own, I do not wish to further discuss on this.

Critic Critic
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andromeda wrote:

I do not rotate and I do not encourage it. To each their own, I do not wish to further discuss on this.

Exactly, those who don’t rotate suggest others to also not rotate & those who do suggest others to rotate so let others decide if they are willing to take the chance(when your luck is bad people even get notice for a few k undeclared savings interest income & nobody can give guarantee about luck hence the chance).

Deal Newbie Deal Newbie
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“almost certainly”
How many cases have you studied to arrive at this conclusion?

“attract income tax department attention”
Define attention. Is it notice from IT department or IT demand, what exactly?

“not matching”
May I know with what mechanism your ITR is matched with your credit card transaction rent entry? Because I don’t see any section in SFT either for individual’s 26AS, nor the one’s which bank file with the income tax department, i.e. Form 61A and 61B.

I don’t understand, why someone has to make so many claims and statements and pass around gut feeling ideas, as a well-researched fact.

Deal Newbie Deal Newbie
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Okay, let’s say a person sends to his wife’s acc. As per your logic, a person has to deduct TDS on rent transfer for nonexistent property, or a property whose owner is not the person as in transaction.
Let’s say a person deducts TDS. In whose name he will deposit TDS?
Should that person also enter the property’s detail in ITR because it’s mandatory to fill in all properties owned details?
And should property tax be also paid on that property?

Banks are authorized Forex Dealers. They are mandated and delegated to report all Forex activity detail.
However, Nobroker, Cred, Housing, Redgiraffe are not Authorized agents/dealers/Financial institutions who are mandated in any shape or form to report it to any authority.

“almost for sure you will get notice for explanation”
Is it notice under 143(1)? Or is it under 143(2) or is it under 148?

I mean with absolutely no knowledge on the matter of either credit card reporting standards of FIs or Income Tax rules, you are just passing around whatever you feel like saying.

Missing